Two fixes from PR #888 by @Jah-yee:
1. SessionResetPolicy.from_dict() — data.get('at_hour', 4) returns None
when the YAML key exists with a null value. Now explicitly checks for
None and falls back to defaults. Zero remains a valid value.
2. API timeout — hardcoded 900s is now configurable via HERMES_API_TIMEOUT
env var. Useful for slow local models (llama.cpp) that need longer.
Co-authored-by: Jah-yee <Jah-yee@users.noreply.github.com>
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