## Summary
- remove the Pennant-based `open-banking` flag and middleware gating so
open banking is always available for authenticated users
- simplify landing, onboarding, settings, and subscription flows to use
always-on open-banking behavior and remove stale frontend/shared flag
plumbing
- update open-banking tests and purge stored `open-banking` Pennant rows
## Testing
- `php artisan test --compact
tests/Feature/OpenBanking/InstitutionControllerTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/BinanceControllerTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/IndexaCapitalControllerTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/BitpandaControllerTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/AuthorizationControllerTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/ConnectionControllerTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/AccountMappingTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/OpenBankingFeatureFlagTest.php`
- `php artisan test --compact
tests/Feature/OpenBanking/SyncRetryAndLoggingTest.php`
- `php artisan test --compact tests/Feature/SubscriptionTest.php`
- `php artisan test --compact
tests/Feature/WelcomeBanksOrderingTest.php`
- `vendor/bin/pint --dirty --format agent`
## Notes
- `php artisan pennant:purge open-banking` was run to remove stale
stored values
- `php artisan test --compact tests/Browser/OnboardingFlowTest.php`
still has one unrelated real-estate onboarding browser failure (`it
creates a real estate account during onboarding when feature is
enabled`)
## Summary
- Adds a **Connect Your Banks** feature card (2-col wide) shown only
when the `open-banking` Pennant flag is active
- When **open-banking is ON**: row 1 = Connect Your Banks (col-span-2) +
Import in Seconds (col-span-1), row 2 = three feature cards
- When **open-banking is OFF**: row 1 = three feature cards, row 2 =
Import in Seconds (full width, unchanged behaviour)
- **Cashflow at a Glance** moved from its own standalone section into
the feature grid as a full-width row 3 (always visible)
https://github.com/user-attachments/assets/5151c141-60e2-4117-b1f2-629f2ef4c9ed
---------
Co-authored-by: Copilot <223556219+Copilot@users.noreply.github.com>
Víctor Falcón