2472260ec8
The confidence bar that decides whether the AI's suggested category is auto-applied to a transaction was a fixed config value (ai_categorization.label_confidence, 0.7). Let each user tune it with a slider in Settings > Manage Plan, next to the AI categorization toggle. - Add nullable user_settings.ai_confidence_threshold (percent, 0-100); null falls back to the global config default. - User::aiConfidenceThresholdPercent() centralises the "user value else config default" resolution used by both the billing page and the categorization engine. - CategorizeTransactions reads the per-user bar instead of the config. - Gate tier-2 rule learning on the outcome being applied, so the effective rule bar becomes max(label bar, rule_confidence): raising the threshold to reduce automation now also holds back forward rules (previously a suggestion above 0.85 could still spawn a rule even when the user's raised bar left the transaction uncategorized). - Slider (50-95%, debounced save) rendered when AI consent is on. |
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