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whisper-money
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whisper-money/config/subscriptions.php

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<?php
return [
/*
|--------------------------------------------------------------------------
| Subscriptions Enabled
|--------------------------------------------------------------------------
|
| This option controls whether the subscription system is enabled. When
| disabled, all users will have access to all features without needing
| to subscribe. This is useful for development or self-hosted instances.
|
*/
'enabled' => env('SUBSCRIPTIONS_ENABLED', false),
/*
|--------------------------------------------------------------------------
| Trial / Pricing Experiment
|--------------------------------------------------------------------------
|
| A/B/C test on how the paid plan is offered. Users who register on or after
| `started_at` are split evenly into three variants (control / reduced_trial
| / pay_now); everyone who registered earlier stays "legacy" and keeps the
| current trial. While `started_at` is null the experiment is off and every
| user behaves like the control group, so this is a no-op until activated.
|
| - control: the current trial (plans.*.trial_days, 15 days).
| - reduced_trial: a shorter trial (reduced_trial.* below).
| - pay_now: no trial, charged immediately, with a self-service refund
| window of `pay_now_refund_window_days` days.
|
*/
'experiment' => [
'started_at' => env('SUBSCRIPTION_EXPERIMENT_STARTED_AT'),
// Once a winner is chosen, set this to control / reduced_trial / pay_now
// to give every user that variant and end the split (env-only, no deploy).
'force_variant' => env('SUBSCRIPTION_EXPERIMENT_FORCE_VARIANT'),
'reduced_trial' => [
'monthly' => (int) env('SUBSCRIPTION_EXPERIMENT_REDUCED_TRIAL_MONTHLY', 3),
'yearly' => (int) env('SUBSCRIPTION_EXPERIMENT_REDUCED_TRIAL_YEARLY', 7),
],
'pay_now_refund_window_days' => (int) env('SUBSCRIPTION_EXPERIMENT_REFUND_WINDOW_DAYS', 3),
],
/*
|--------------------------------------------------------------------------
| Price Experiment
|--------------------------------------------------------------------------
|
| A/B test on the *price* of the paid plan, independent of the trial
| experiment above. Users who register on or after `started_at` are split
| evenly into `control` (the plans.* prices) and `high` (the variant prices
| below); earlier users stay "legacy" and keep the control price. While
| `started_at` is null the experiment is off and everyone gets control, so
| this is a no-op until activated. Each variant needs its own Stripe prices —
| run `php artisan stripe:sync-prices` before setting `started_at`. The yearly
| price is the monthly × 6, matching the control plan structure.
|
*/
'price_experiment' => [
'started_at' => env('PRICE_EXPERIMENT_STARTED_AT'),
// Once a winner is chosen, set this to control / high to give every user
// that price and end the split (env-only, no deploy).
'force_variant' => env('PRICE_EXPERIMENT_FORCE_VARIANT'),
'variants' => [
'high' => [
'monthly' => [
'price' => (float) env('PRICE_EXPERIMENT_HIGH_MONTHLY', 8.99),
'original_price' => null,
'lookup' => env('PRICE_EXPERIMENT_HIGH_MONTHLY_LOOKUP_KEY', 'whisper_pro_monthly_v9'),
],
'yearly' => [
'price' => (float) env('PRICE_EXPERIMENT_HIGH_YEARLY', 53.94),
'original_price' => (float) env('PRICE_EXPERIMENT_HIGH_YEARLY_ORIGINAL', 107.88),
'lookup' => env('PRICE_EXPERIMENT_HIGH_YEARLY_LOOKUP_KEY', 'whisper_pro_yearly_v9'),
],
],
],
],
/*
|--------------------------------------------------------------------------
| Stripe Product IDs
|--------------------------------------------------------------------------
|
| These are the Stripe Product IDs for reference.
|
*/
'products' => [
'pro' => env('STRIPE_PRO_PRODUCT_ID', 'prod_TYQPg0s9rpxNsU'),
],
/*
|--------------------------------------------------------------------------
| Subscription Plans
|--------------------------------------------------------------------------
|
| Define all available subscription plans here. Each plan includes display
| information (name, price, features) and Stripe configuration. The key
| is used as the plan identifier.
|
| Prices are in the configured Cashier currency (see config/cashier.php).
| Run `php artisan stripe:sync-prices` to create or update Stripe prices
| automatically from this config. Prices are referenced by lookup key.
|
| Supported billing_period values: 'month', 'year', null (for lifetime)
|
*/
'plans' => [
'monthly' => [
'name' => 'Standard Monthly',
'price' => 3.99,
'original_price' => null,
'stripe_lookup_key' => env('STRIPE_PRO_MONTHLY_LOOKUP_KEY', 'whisper_pro_monthly'),
'billing_period' => 'month',
'trial_days' => (int) env('STRIPE_PRO_MONTHLY_TRIAL_DAYS', 15),
'features' => [
'Connect bank accounts',
'AI Suggestions',
'Unlimited accounts',
'Unlimited transactions',
'Your data stays yours',
'Smart categorization',
'Automation rules',
'Visual insights & reports',
'Priority support',
],
],
'yearly' => [
'name' => 'Standard Yearly',
'price' => 23.88,
'original_price' => 47.88,
'stripe_lookup_key' => env('STRIPE_PRO_YEARLY_LOOKUP_KEY', 'whisper_pro_yearly'),
'billing_period' => 'year',
'trial_days' => (int) env('STRIPE_PRO_YEARLY_TRIAL_DAYS', 15),
'features' => [
'Connect bank accounts',
'AI Suggestions',
'Unlimited accounts',
'Unlimited transactions',
'Your data stays yours',
'Smart categorization',
'Automation rules',
'Visual insights & reports',
'Priority support',
],
],
// 'lifetime' => [
// 'name' => 'Lifetime License',
// 'price' => 129,
// 'original_price' => 299,
// 'stripe_price_id' => env('STRIPE_LIFETIME_PRICE_ID'),
// 'billing_period' => null,
// 'features' => [
// 'Unlimited accounts',
// 'Unlimited transactions',
// 'Your data stays yours',
// 'Smart categorization',
// 'Automation rules',
// 'Visual insights & reports',
// 'Priority support',
// 'Lifetime updates',
// ],
// ],
],
/*
|--------------------------------------------------------------------------
| Default Plan
|--------------------------------------------------------------------------
|
| The default plan key to display prominently or use for checkout.
|
*/
'default_plan' => 'yearly',
/*
|--------------------------------------------------------------------------
| Best Value Plan
|--------------------------------------------------------------------------
|
| The plan key that is considered the "best value" and should be.
|
*/
'best_value_plan' => 'yearly',
/*
|--------------------------------------------------------------------------
| Promotional Code Configuration
|--------------------------------------------------------------------------
|
| Configure promotional codes to display on pricing pages. Set enabled
| to false to hide all promo code mentions from the UI.
|
*/
/*
|--------------------------------------------------------------------------
| Tax Rates
|--------------------------------------------------------------------------
|
| Stripe tax rate IDs applied to every subscription created via Cashier.
| Configure tax rates in your Stripe dashboard and reference them here.
|
*/
'tax_rates' => array_values(array_filter(explode(',', (string) env('STRIPE_TAX_RATES', 'txr_1TPfzrLRCmKA3oWMNWmkQeq2')))),
'promo' => [
'enabled' => env('PROMO_ENABLED', true),
'code' => 'FOUNDER',
'description' => '80% off your first period',
'badge' => 'Founder Promotion',
],
];
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