Víctor Falcón 5b1d059e02 feat(loans): backfill historical balances on loan creation (#322) ... ## Summary Mirror the real-estate historical-balance pattern for loan accounts. When a loan is created with a current balance, linearly interpolate monthly `account_balances` rows between the loan start date (`original_amount`) and today (current balance). ## Approach Since we don't know how the user actually paid down the loan, use simple linear regression between two known points: - `(start_date, original_amount)` from `loan_details` - `(today, current_balance)` from the latest `account_balances` row Rows are placed on the start date, the 1st of each intermediate month, and today. ## Changes - **`LoanBalanceGeneratorService`** — linear interpolation + upsert on `(account_id, balance_date)` so existing rows aren't duplicated. - **`GenerateHistoricalLoanBalancesJob`** — `ShouldQueue`, 3 tries, 10s backoff. Takes account, original amount, start date, current balance, from, to. - **`Settings/AccountController::store`** (loan branch) — after creating `loanDetail`, if a starting balance was provided: generate the last 12 months synchronously, dispatch older window to the queue when `start_date` predates it. - **`LoanDetailController::update`** — when the detail is first created for an existing account, use the most recent `AccountBalance` as the current value and apply the same sync/async split. ## Tests - Service: interpolation, single-balance edge, future start_date, upsert dedupe, monthly 1st placement, from/to range. - Job: implements `ShouldQueue`, respects from/to range. ``` Tests: 8 passed (62 assertions) ``` No dependency or directory-structure changes.		2026-04-24 13:09:34 +01:00
..
Api	Remove encryption from bank account names (#104)	2026-02-09 14:15:26 +01:00
Auth	Support soft-deleted users with reusable emails (#316)	2026-04-22 11:41:41 +01:00
Commands	feat: selective retry of failed lead email jobs (#286)	2026-04-15 08:00:29 +01:00
Console	Support soft-deleted users with reusable emails (#316)	2026-04-22 11:41:41 +01:00
Jobs	feat(loans): backfill historical balances on loan creation (#322)	2026-04-24 13:09:34 +01:00
Listeners	fix(budgets): make budget assignment idempotent (#303)	2026-04-18 18:39:00 +01:00
Onboarding	feat: (Onboarding) add categorization intro screen with benefit cards (#201)	2026-03-05 11:47:12 +01:00
OpenBanking	fix: route new PWA guests to signup (#313)	2026-04-21 10:53:05 +01:00
Services	feat(loans): backfill historical balances on loan creation (#322)	2026-04-24 13:09:34 +01:00
Settings	Support soft-deleted users with reusable emails (#316)	2026-04-22 11:41:41 +01:00
Sync	refactor: Simplify transaction endpoints architecture (#76)	2026-01-25 16:15:17 +01:00
AccountBalanceControllerTest.php	feat: investment benefits — show gains/losses on investment accounts (#140)	2026-02-23 13:59:10 +01:00
AccountControllerTest.php	fix: route new PWA guests to signup (#313)	2026-04-21 10:53:05 +01:00
ApplyRealEstateRevaluationTest.php	feat(accounts): add market value and annual revaluation to real estate accounts (#245)	2026-03-26 11:02:20 +01:00
AuthenticatedLayoutSafeAreaTest.php	fix: keep iOS content below the notch (#280)	2026-04-13 13:59:05 +01:00
AutomationRuleEvaluationTest.php	feat: Apply automation rules to bank-synced transactions (#112)	2026-02-12 14:20:55 +01:00
AutomationRuleTest.php	chore: Simplify IndexedDB sync by moving to Inertia shared props (#63)	2026-01-19 19:15:26 +01:00
BackfillAccountIbansCommandTest.php	chore: upgrade Laravel 12 to 13 (#242)	2026-03-25 12:56:33 +00:00
BalanceLookupTest.php	feat: investment benefits — show gains/losses on investment accounts (#140)	2026-02-23 13:59:10 +01:00
BudgetHistoricalAssignmentTest.php	Remove budgets feature flag (#108)	2026-02-12 09:58:01 +01:00
BudgetPeriodDateTest.php	Remove budgets feature flag (#108)	2026-02-12 09:58:01 +01:00
BudgetTest.php	Fix net worth chart config UX and color scheme issues (#250)	2026-03-31 11:19:35 +01:00
BudgetTransactionServiceTest.php	fix(budgets): retry assignment deadlocks (#304)	2026-04-19 11:21:27 +01:00
BulkUpdateTransactionsTest.php	refactor: Simplify transaction endpoints architecture (#76)	2026-01-25 16:15:17 +01:00
CancelFreeEnableBankingConnectionsCommandTest.php	Cancel Enable Banking connections for free users (#289)	2026-04-15 16:23:03 +02:00
CashflowAnalyticsTest.php	fix(cashflow): net transfer categories in sankey (#257)	2026-04-01 14:48:38 +01:00
CashflowPageTest.php	fix: route new PWA guests to signup (#313)	2026-04-21 10:53:05 +01:00
CurrencyConversionServiceTest.php	feat(settings): centralize currency options and split profile/account support (#256)	2026-04-02 19:23:10 +02:00
DashboardAnalyticsTest.php	feat: store invested_amount in user currency instead of account currency (#262)	2026-04-06 12:48:13 +02:00
DashboardTest.php	fix: route new PWA guests to signup (#313)	2026-04-21 10:53:05 +01:00
DecryptTransactionsTest.php	feat: Decrypt encrypted transactions on key unlock (#123)	2026-02-16 10:37:43 +01:00
DeleteUserCommandTest.php	Support soft-deleted users with reusable emails (#316)	2026-04-22 11:41:41 +01:00
DemoAccountRestrictionsTest.php	test: Optimize DemoAccountRestrictionsTest to run under 10s	2026-01-28 21:27:27 +01:00
EncryptionTest.php	User Onboarding Flow (#23)	2025-12-12 13:06:08 +01:00
ExampleTest.php	Install Pest	2025-11-07 12:01:58 +00:00
ExchangeRateServiceTest.php	feat: Add multi-currency conversion for net worth charts (#138)	2026-02-20 10:45:23 +01:00
GenerateStripePromotionCodesCommandTest.php	feat(stripe): add promo code generator (#311)	2026-04-20 18:15:28 +01:00
IdorVulnerabilityTest.php	refactor: Simplify transaction endpoints architecture (#76)	2026-01-25 16:15:17 +01:00
ImportDataTest.php	fix: Apply automation rule labels on transaction creation and import (#79)	2026-01-27 11:11:29 +01:00
InertiaSharedDataTest.php	fix(user): persist detected timezones (#296)	2026-04-16 11:36:57 +01:00
LabelTest.php	feat: add transaction labels feature (#24)	2025-12-13 13:02:19 +01:00
LandingAuthOverrideTest.php	feat(landing): add signed auth links (#312)	2026-04-21 08:28:59 +01:00
LoanTest.php	feat: link loans to existing properties (#275)	2026-04-13 09:51:13 +01:00
LocalizationTest.php	feat(i18n): add localization test and fix missing Spanish translations (#174)	2026-03-01 12:32:39 +00:00
MailSenderTest.php	Cancel Enable Banking connections for free users (#289)	2026-04-15 16:23:03 +02:00
PlaintextTransactionsTest.php	Remove plaintext-transactions feature flag & E2E references (#116)	2026-02-13 11:10:21 +01:00
PopoverSafeAreaTest.php	fix: keep iOS popovers below the notch (#282)	2026-04-13 15:19:56 +01:00
PwaTest.php	fix: avoid iOS PWA status bar overlap (#281)	2026-04-13 14:38:48 +01:00
ReEvaluateTransactionRulesTest.php	chore: upgrade Laravel 12 to 13 (#242)	2026-03-25 12:56:33 +00:00
RealEstateAvailabilityTest.php	refactor(real-estate): remove Pennant gating (#308)	2026-04-20 13:31:49 +01:00
RealEstateTest.php	refactor(real-estate): remove Pennant gating (#308)	2026-04-20 13:31:49 +01:00
ResendLeadVerificationEmailsCommandTest.php	feat: resend verification emails to unverified leads (#287)	2026-04-15 09:13:27 +01:00
ResendSyncCommandTest.php	feat: Sync new users to Resend contacts (#85)	2026-01-28 21:25:58 +01:00
ResendSyncLeadsCommandTest.php	feat: verify waitlist leads (#285)	2026-04-14 11:26:01 +01:00
SentryConfigTest.php	fix(ci): order sentry deploy after build (#309)	2026-04-20 13:35:07 +01:00
SitemapTest.php	User Onboarding Flow (#23)	2025-12-12 13:06:08 +01:00
SubscriptionTest.php	feat(billing): apply Stripe tax rates to subscriptions (#325)	2026-04-24 14:07:58 +02:00
SyncBankingConnectionsCommandTest.php	chore: Remove account-mapping feature flag (#252)	2026-04-01 12:09:22 +02:00
SyncStripePricesCommandTest.php	fix(pricing): update final release prices (#288)	2026-04-15 14:49:02 +01:00
TransactionFilterTest.php	Move transaction filtering from client-side to server-side (#126)	2026-02-16 12:49:04 +01:00
TransactionTest.php	fix: route new PWA guests to signup (#313)	2026-04-21 10:53:05 +01:00
UserLeadTest.php	feat: verify waitlist leads (#285)	2026-04-14 11:26:01 +01:00
WelcomeBanksOrderingTest.php	feat(open-banking): remove feature flag gating (#297)	2026-04-17 10:20:05 +02:00