## Summary - Add a new **Chart color scheme** dropdown in Settings > Appearance allowing users to choose between 4 color palettes: **Colorful** (new default), **Neutral** (previous zinc grayscale), **Blue**, and **Pink** - Persist the setting in a new `user_settings` table with instant client-side feedback via localStorage + cookie - All charts across dashboard, categories, budgets, and cashflow update instantly when switching schemes - Reduced colorful palette intensity (shifted from 500/600 to 300/400 range) for lower contrast |
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