Understand your personal finances. Forget Excels, try Whisper Money.
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README.md

Whisper Money

Whisper Money

CC BY-NC 4.0

The most secure way to understand your finances.

💬 Join our Community

Whether you're a user looking for help or a developer wanting to contribute, we'd love to have you in our Discord server! Share feedback, ask questions, discuss new features, or just hang out with fellow privacy enthusiasts.

Whisper Money is a privacy-first personal finance application that helps you track, categorize, and understand your spending—all while keeping your financial data encrypted and secure.

Features

  • 🔐 End-to-end encryption — Your financial data stays private
  • 🏦 Bank account management — Track multiple accounts in one place
  • 📊 Transaction categorization — Automatic and manual categorization
  • 🤖 Automation rules — Set up rules to auto-categorize transactions
  • 📈 Financial insights — Understand your spending patterns

Tech Stack

  • Backend: Laravel 12, PHP 8.4
  • Frontend: React 19, Inertia.js v2, TypeScript
  • Styling: Tailwind CSS v4
  • Database: MySQL
  • Cache/Queue: Redis
  • Testing: Pest v4

Running Locally

Prerequisites

  • Docker & Docker Compose
  • Composer
  • Node.js / Bun

Setup

  1. Clone the repository:
git clone https://github.com/your-username/whisper_money.git
cd whisper_money
  1. Copy the environment file:
cp .env.example .env
  1. Start the Docker services:
docker compose up -d
  1. Install dependencies and setup the application:
composer setup
  1. Start the development server:
composer run dev

This will concurrently start:

  • PHP development server
  • Queue worker
  • Log viewer (Pail)
  • Vite dev server

The application will be available at https://whispermoney.test.

License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.