whisper-money/tests/Feature
Víctor Falcón e71a743a0a
feat: Coinbase banking integration (#388)
## Summary

Adds **Coinbase** as a banking/investment provider, alongside existing
Binance, Bitpanda, and Indexa Capital integrations. Connection auth uses
Coinbase Developer Platform (CDP) JWT (ES256) API keys.

Sync model mirrors Bitpanda: no historical balance reconstruction
(Coinbase API has no daily snapshot endpoint). Balance tracking starts
from connection date.

## Account model

One single **Crypto Portfolio** Whisper Account in the user's fiat
currency, aggregating all Coinbase wallets (crypto + fiat).

## Backend

- `app/Services/Banking/CoinbaseClient.php` — JWT-signed Coinbase
Advanced Trade client (`firebase/php-jwt` ES256). Per-request JWT, 120s
TTL, `uri` claim `"METHOD host/path"`. Methods:
`getAccounts`/`getAllAccounts` (cursor pagination), `getProduct`,
`getBestBidAsk` (batched), with 429 retry/backoff.
- `app/Services/Banking/CoinbaseBalanceSyncService.php` — Partitions
wallets into fiat vs crypto. Batched `best_bid_ask` for prices, USD
stablecoin shortcut (USDT/USDC/DAI/PYUSD/GUSD),
`CurrencyConversionService` fallback. Aggregates everything into user
fiat.
- `app/Http/Controllers/OpenBanking/CoinbaseController.php` +
`ConnectCoinbaseRequest.php` — mirror Bitpanda flow, validates
`api_key_name` (`organizations/{org}/apiKeys/{id}`) + PEM `private_key`.
Stores key_name in `api_token`, PEM in `api_secret` (already encrypted
TEXT).
- `BankingConnection::isCoinbase()`,
`SyncBankingConnectionJob::syncCoinbase()`, credential-update flow.
- `routes/web.php`: `POST /open-banking/coinbase/connect`.
- Bank seeder entry + factory `coinbase()` state.

## Frontend

- `connect-account-dialog.tsx` / `connect-account-inline.tsx`: Coinbase
appears in the bank picker. Confirm step shows `<Input>` for API key
name and `<Textarea>` (multi-line) for the PEM private key, with link to
CDP portal.
- `update-credentials-dialog.tsx`: Coinbase credentials editable.
- `settings/connections.tsx`: coinbase included in `isApiKeyProvider`.
- Wayfinder auto-generated `CoinbaseController.ts` +
`routes/open-banking/coinbase`.

## Tests

- `tests/Feature/OpenBanking/CoinbaseControllerTest.php` — happy path,
invalid creds (401 → 422), validation errors, subscription gate.
- `tests/Feature/OpenBanking/CoinbaseBalanceSyncTest.php` — mixed
crypto+fiat aggregation, USD stablecoin valuation, skip when
external_account_id missing.

All **217 OpenBanking tests pass**. Pint + ESLint clean.

## Follow-ups (not in this PR)

- Upload `storage/banks/logos/coinbase.png` to production storage (URL
referenced in seeder + frontend).
- Invested-amount calc from transaction history (deferred).
- Historical balance reconstruction (deferred — Coinbase has no daily
snapshot endpoint).
2026-05-13 19:53:30 +02:00
..
Api Remove encryption from bank account names (#104) 2026-02-09 14:15:26 +01:00
Auth Support soft-deleted users with reusable emails (#316) 2026-04-22 11:41:41 +01:00
Commands Invite leads by email (#377) 2026-05-11 11:28:23 +01:00
Console Support soft-deleted users with reusable emails (#316) 2026-04-22 11:41:41 +01:00
Jobs feat(loans): backfill historical balances on loan creation (#322) 2026-04-24 13:09:34 +01:00
Listeners fix(budgets): make budget assignment idempotent (#303) 2026-04-18 18:39:00 +01:00
Mail feat(leads): cohort-based launch invitations with per-user Stripe coupons (#333) 2026-04-30 15:10:28 +01:00
Onboarding feat: (Onboarding) add categorization intro screen with benefit cards (#201) 2026-03-05 11:47:12 +01:00
OpenBanking feat: Coinbase banking integration (#388) 2026-05-13 19:53:30 +02:00
Services feat(leads): cohort-based launch invitations with per-user Stripe coupons (#333) 2026-04-30 15:10:28 +01:00
Settings Fix duplicate category name validation (#364) 2026-05-07 12:55:35 +01:00
Sync refactor: Simplify transaction endpoints architecture (#76) 2026-01-25 16:15:17 +01:00
AccountBalanceControllerTest.php feat: investment benefits — show gains/losses on investment accounts (#140) 2026-02-23 13:59:10 +01:00
AccountControllerTest.php feat(accounts): show projection on real estate chart (#338) 2026-04-27 08:08:12 +01:00
ApplyRealEstateRevaluationTest.php fix(real-estate): compound annual revaluation monthly (#337) 2026-04-27 07:35:51 +01:00
AuthenticatedLayoutSafeAreaTest.php fix: keep iOS content below the notch (#280) 2026-04-13 13:59:05 +01:00
AutomationRuleEvaluationTest.php feat: Apply automation rules to bank-synced transactions (#112) 2026-02-12 14:20:55 +01:00
AutomationRuleTest.php chore: Simplify IndexedDB sync by moving to Inertia shared props (#63) 2026-01-19 19:15:26 +01:00
BackfillAccountIbansCommandTest.php chore: upgrade Laravel 12 to 13 (#242) 2026-03-25 12:56:33 +00:00
BalanceLookupTest.php feat: investment benefits — show gains/losses on investment accounts (#140) 2026-02-23 13:59:10 +01:00
BudgetHistoricalAssignmentTest.php Remove budgets feature flag (#108) 2026-02-12 09:58:01 +01:00
BudgetPeriodDateTest.php Remove budgets feature flag (#108) 2026-02-12 09:58:01 +01:00
BudgetPeriodServiceTest.php Add yearly budget period (#384) 2026-05-12 13:35:25 +02:00
BudgetTest.php Add yearly budget period (#384) 2026-05-12 13:35:25 +02:00
BudgetTransactionServiceTest.php fix(budgets): retry assignment deadlocks (#304) 2026-04-19 11:21:27 +01:00
BulkUpdateTransactionsTest.php refactor: Simplify transaction endpoints architecture (#76) 2026-01-25 16:15:17 +01:00
CancelFreeEnableBankingConnectionsCommandTest.php Cancel Enable Banking connections for free users (#289) 2026-04-15 16:23:03 +02:00
CashflowAnalyticsTest.php Fix cashflow multi-currency totals (#380) 2026-05-11 17:49:29 +02:00
CashflowPageTest.php fix: route new PWA guests to signup (#313) 2026-04-21 10:53:05 +01:00
CurrencyConversionServiceTest.php Fix missing historical currency rates (#344) 2026-05-04 11:26:45 +01:00
DashboardAnalyticsTest.php Fix Sentry transaction and dashboard crashes (#372) 2026-05-10 11:10:31 +01:00
DashboardTest.php fix: route new PWA guests to signup (#313) 2026-04-21 10:53:05 +01:00
DecryptTransactionsTest.php feat: Decrypt encrypted transactions on key unlock (#123) 2026-02-16 10:37:43 +01:00
DeleteUserCommandTest.php Support soft-deleted users with reusable emails (#316) 2026-04-22 11:41:41 +01:00
DemoAccountRestrictionsTest.php test: Optimize DemoAccountRestrictionsTest to run under 10s 2026-01-28 21:27:27 +01:00
EncryptionTest.php User Onboarding Flow (#23) 2025-12-12 13:06:08 +01:00
ExampleTest.php Install Pest 2025-11-07 12:01:58 +00:00
ExchangeRateServiceTest.php Fix PHP-LARAVEL-1V exchange rate cache race (#383) 2026-05-12 12:45:45 +02:00
GenerateStripePromotionCodesCommandTest.php feat(stripe): add promo code generator (#311) 2026-04-20 18:15:28 +01:00
IdorVulnerabilityTest.php refactor: Simplify transaction endpoints architecture (#76) 2026-01-25 16:15:17 +01:00
ImportDataTest.php fix: Apply automation rule labels on transaction creation and import (#79) 2026-01-27 11:11:29 +01:00
InertiaSharedDataTest.php fix(user): persist detected timezones (#296) 2026-04-16 11:36:57 +01:00
LabelTest.php feat: add transaction labels feature (#24) 2025-12-13 13:02:19 +01:00
LandingAuthOverrideTest.php feat(leads): cohort-based launch invitations with per-user Stripe coupons (#333) 2026-04-30 15:10:28 +01:00
LoanTest.php feat: link loans to existing properties (#275) 2026-04-13 09:51:13 +01:00
LocalizationTest.php feat(i18n): add localization test and fix missing Spanish translations (#174) 2026-03-01 12:32:39 +00:00
MailSenderTest.php Cancel Enable Banking connections for free users (#289) 2026-04-15 16:23:03 +02:00
PlaintextTransactionsTest.php Remove plaintext-transactions feature flag & E2E references (#116) 2026-02-13 11:10:21 +01:00
PopoverSafeAreaTest.php fix: keep iOS popovers below the notch (#282) 2026-04-13 15:19:56 +01:00
PwaTest.php Fix service worker registration rejection (#376) 2026-05-10 17:45:47 +01:00
ReEvaluateTransactionRulesTest.php chore: upgrade Laravel 12 to 13 (#242) 2026-03-25 12:56:33 +00:00
RealEstateAvailabilityTest.php refactor(real-estate): remove Pennant gating (#308) 2026-04-20 13:31:49 +01:00
RealEstateTest.php refactor(real-estate): remove Pennant gating (#308) 2026-04-20 13:31:49 +01:00
ResendLeadVerificationEmailsCommandTest.php feat: resend verification emails to unverified leads (#287) 2026-04-15 09:13:27 +01:00
ResendSyncCommandTest.php feat: Sync new users to Resend contacts (#85) 2026-01-28 21:25:58 +01:00
ResendSyncLeadsCommandTest.php perf(resend): default sync-leads to last 24h window (#354) 2026-05-05 09:57:25 +01:00
RouteNotificationForMailTest.php fix(notifications): skip mail dispatch when recipient email is invalid (#387) 2026-05-13 09:47:50 +01:00
SentryConfigTest.php ci: skip build and deploy when no code changes (#335) 2026-04-26 09:15:06 +01:00
SentryUserMiddlewareTest.php Add Sentry user context (#348) 2026-05-04 13:26:50 +01:00
SitemapTest.php User Onboarding Flow (#23) 2025-12-12 13:06:08 +01:00
SubscriptionTest.php Fix Stripe checkout promotion code conflict (#345) 2026-05-04 12:31:04 +01:00
SyncBankingConnectionsCommandTest.php chore: Remove account-mapping feature flag (#252) 2026-04-01 12:09:22 +02:00
SyncStripePricesCommandTest.php fix(pricing): update final release prices (#288) 2026-04-15 14:49:02 +01:00
TransactionFilterTest.php Move transaction filtering from client-side to server-side (#126) 2026-02-16 12:49:04 +01:00
TransactionTest.php fix: route new PWA guests to signup (#313) 2026-04-21 10:53:05 +01:00
UserLeadTest.php feat: verify waitlist leads (#285) 2026-04-14 11:26:01 +01:00
WelcomeBanksOrderingTest.php feat(open-banking): remove feature flag gating (#297) 2026-04-17 10:20:05 +02:00