Whisper Money

The most secure way to understand your finances.

Whisper Money is a privacy-first personal finance application that helps you track, categorize, and understand your spending—all while keeping your financial data encrypted and secure.

Features

• 🔐 End-to-end encryption — Your financial data stays private
• 🏦 Bank account management — Track multiple accounts in one place
• 📊 Transaction categorization — Automatic and manual categorization
• 🤖 Automation rules — Set up rules to auto-categorize transactions
• 📈 Financial insights — Understand your spending patterns

Tech Stack

• Backend: Laravel 12, PHP 8.4
• Frontend: React 19, Inertia.js v2, TypeScript
• Styling: Tailwind CSS v4
• Database: MySQL
• Cache/Queue: Redis
• Testing: Pest v4

Running Locally

Prerequisites

• Docker & Docker Compose
• Composer
• Node.js / Bun

Setup

1. Clone the repository:

git clone https://github.com/your-username/whisper_money.git
cd whisper_money

2. Copy the environment file:

cp .env.example .env

3. Start the Docker services:

docker compose up -d

4. Install dependencies and setup the application:

composer setup

5. Start the development server:

composer run dev

This will concurrently start:

• PHP development server
• Queue worker
• Log viewer (Pail)
• Vite dev server

The application will be available at https://whispermoney.test.

License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.