## Summary - add month-end command to revoke old Enable Banking sessions for users without a paid plan while keeping their linked accounts as manual accounts - extract banking disconnect flow into a reusable action so manual disconnects and scheduled cleanup share same revoke and detach behavior - add feature coverage for free-user cleanup, paid-user skips, under-6-hour skips, non-Enable Banking skips, and revoke failure fallback ## Testing - vendor/bin/pint --dirty --format agent - php artisan test --compact tests/Feature/CancelFreeEnableBankingConnectionsCommandTest.php tests/Feature/OpenBanking/ConnectionControllerTest.php |
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