d8f6a680ce
## Summary - Open Banking users who complete onboarding **without** connecting a bank are no longer blocked at `/subscribe` — they can continue for free via a new \"Continue for free\" button on the paywall - Users who **did** connect a bank during onboarding see the standard paywall with no free option (bank sync is a paid/Standard feature) - Renamed the paid plan badge from **Pro** → **Standard** in the onboarding UI ## Changes ### Backend - `EnsureUserIsSubscribed` middleware: grants free access when `open-banking` feature is active and the user has no `banking_connections` - `SubscriptionController::index()`: passes a `canUseFreePlan` boolean prop to the paywall page ### Frontend - `paywall.tsx`: accepts `canUseFreePlan` prop and renders a "Continue for free" button that navigates to the dashboard - `step-create-account.tsx`: badge and info text updated from "Pro" → "Standard" ### Tests - Two new browser tests in `OnboardingFlowTest.php`: - Manual account flow → `/subscribe` shows "Continue for free" - BBVA connected bank flow (EnableBanking sandbox) → `/subscribe` does NOT show "Continue for free" |
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