Víctor Falcón 8518d46c96 Gate bank connections for free-tier accounts & upgrade billing page (#205) ... ## Summary - **Gate bank connection flow** — free-tier users see an upgrade dialog instead of the bank connection flow (connections page, account creation dialog). Backend 402 guard added as safety net in `AuthorizationController`. - **Billing page upgrade UI** — non-subscribed users see a plan selector with monthly/yearly options and an upgrade CTA; subscribed users see the existing Stripe portal button. Connected Bank Accounts added as the headline benefit. - **Upgrade dialog** now redirects to `/settings/billing` (plan selector) instead of the checkout page directly. - **Spanish translations** added for all new UI strings. ## Screenshots <img width="804" height="509" alt="image" src="https://github.com/user-attachments/assets/6238f72a-a5e2-45f8-974a-7a664f976b83" /> <img width="1122" height="892" alt="image" src="https://github.com/user-attachments/assets/8438bbe2-d3ec-48fb-b3c0-33a940dd94a7" />		2026-03-05 12:13:01 +00:00
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Api	Remove encryption from bank account names (#104)	2026-02-09 14:15:26 +01:00
Auth	fix: Disable email verification on dev/local	2026-02-07 17:52:53 +01:00
Console	feat(categories): add Self-Employment Income income category (#164)	2026-02-28 18:04:21 +00:00
Jobs/Drip	Add subscription cancellation email with manual trigger command (#47)	2025-12-30 20:32:44 +01:00
Listeners	chore: Sync users to Resend after email verification (#98)	2026-02-03 22:59:28 +01:00
Onboarding	feat: (Onboarding) add categorization intro screen with benefit cards (#201)	2026-03-05 11:47:12 +01:00
OpenBanking	Gate bank connections for free-tier accounts & upgrade billing page (#205)	2026-03-05 12:13:01 +00:00
Settings	feat(categories): add Self-Employment Income income category (#164)	2026-02-28 18:04:21 +00:00
Sync	refactor: Simplify transaction endpoints architecture (#76)	2026-01-25 16:15:17 +01:00
AccountBalanceControllerTest.php	feat: investment benefits — show gains/losses on investment accounts (#140)	2026-02-23 13:59:10 +01:00
AccountControllerTest.php	perf(accounts): replace client-side API calls with Inertia deferred prop (#144)	2026-02-23 20:08:41 +01:00
AutomationRuleEvaluationTest.php	feat: Apply automation rules to bank-synced transactions (#112)	2026-02-12 14:20:55 +01:00
AutomationRuleTest.php	chore: Simplify IndexedDB sync by moving to Inertia shared props (#63)	2026-01-19 19:15:26 +01:00
BalanceLookupTest.php	feat: investment benefits — show gains/losses on investment accounts (#140)	2026-02-23 13:59:10 +01:00
BudgetHistoricalAssignmentTest.php	Remove budgets feature flag (#108)	2026-02-12 09:58:01 +01:00
BudgetPeriodDateTest.php	Remove budgets feature flag (#108)	2026-02-12 09:58:01 +01:00
BudgetTest.php	feat(Budgets): add period navigation and unify period selector UI (#171)	2026-03-01 12:25:01 +00:00
BudgetTransactionServiceTest.php	fix(budgets): handle refunds correctly in budget spending calculations (#152)	2026-02-24 21:12:36 +01:00
BulkUpdateTransactionsTest.php	refactor: Simplify transaction endpoints architecture (#76)	2026-01-25 16:15:17 +01:00
CashflowAnalyticsTest.php	test: Fix Carbon month overflow in date calculations (#87)	2026-02-01 11:33:09 +01:00
CurrencyConversionServiceTest.php	feat: Add Binance integration (#131)	2026-02-18 15:23:46 +01:00
DashboardAnalyticsTest.php	feat: enable invested amount tracking for savings accounts (#142)	2026-02-23 17:19:33 +01:00
DashboardTest.php	User Onboarding Flow (#23)	2025-12-12 13:06:08 +01:00
DecryptTransactionsTest.php	feat: Decrypt encrypted transactions on key unlock (#123)	2026-02-16 10:37:43 +01:00
DeleteUserCommandTest.php	test: Optimize tests performance	2026-01-17 19:20:23 +01:00
DemoAccountRestrictionsTest.php	test: Optimize DemoAccountRestrictionsTest to run under 10s	2026-01-28 21:27:27 +01:00
EncryptionTest.php	User Onboarding Flow (#23)	2025-12-12 13:06:08 +01:00
ExampleTest.php	Install Pest	2025-11-07 12:01:58 +00:00
ExchangeRateServiceTest.php	feat: Add multi-currency conversion for net worth charts (#138)	2026-02-20 10:45:23 +01:00
IdorVulnerabilityTest.php	refactor: Simplify transaction endpoints architecture (#76)	2026-01-25 16:15:17 +01:00
ImportDataTest.php	fix: Apply automation rule labels on transaction creation and import (#79)	2026-01-27 11:11:29 +01:00
InertiaSharedDataTest.php	SEO landing page	2025-11-25 11:33:11 +01:00
LabelTest.php	feat: add transaction labels feature (#24)	2025-12-13 13:02:19 +01:00
LocalizationTest.php	feat(i18n): add localization test and fix missing Spanish translations (#174)	2026-03-01 12:32:39 +00:00
PlaintextTransactionsTest.php	Remove plaintext-transactions feature flag & E2E references (#116)	2026-02-13 11:10:21 +01:00
PwaTest.php	feat: Improve PWA standalone experience and redirect to dashboard (#90)	2026-02-01 11:33:10 +01:00
ReEvaluateTransactionRulesTest.php	feat(transactions): re-add select all matching filters to bulk actions bar (#169)	2026-03-01 10:27:43 +00:00
ResendSyncCommandTest.php	feat: Sync new users to Resend contacts (#85)	2026-01-28 21:25:58 +01:00
SitemapTest.php	User Onboarding Flow (#23)	2025-12-12 13:06:08 +01:00
SubscriptionTest.php	fix(billing): create Stripe customer before redirecting to billing portal (#206)	2026-03-05 11:58:04 +00:00
SyncBankingConnectionsCommandTest.php	perf: make banking syncs incremental on subsequent runs (#141)	2026-02-23 15:10:40 +01:00
SyncStripePricesCommandTest.php	feat(pricing): dynamic Stripe pricing with locale-aware formatting (#204)	2026-03-05 11:41:59 +00:00
TransactionFilterTest.php	Move transaction filtering from client-side to server-side (#126)	2026-02-16 12:49:04 +01:00
TransactionTest.php	fix(categorizer): fetch uncategorized transactions from backend instead of IndexedDB (#165)	2026-02-28 16:30:54 +00:00
UserLeadTest.php	feat(waitlist): waiting list with referral system (#199)	2026-03-04 12:36:47 +01:00