whisper-money/tests/Feature/OpenBanking/SyncBankingConnectionJobTes...

468 lines
16 KiB
PHP

<?php
use App\Enums\BankingConnectionStatus;
use App\Jobs\SyncBankingConnectionJob;
use App\Jobs\SyncBinanceHistoricalBalancesJob;
use App\Mail\BankTransactionsSyncedEmail;
use App\Models\Account;
use App\Models\Bank;
use App\Models\BankingConnection;
use App\Models\Transaction;
use App\Models\User;
use App\Services\Banking\BalanceSyncService;
use App\Services\Banking\TransactionSyncService;
use Illuminate\Support\Facades\Http;
use Illuminate\Support\Facades\Mail;
use Illuminate\Support\Facades\Queue;
test('first sync calculates historical balances', function () {
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => null,
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-123',
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->once()->andReturn(0);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->once();
$balanceSync->shouldReceive('calculateHistoricalBalances')->once();
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
});
test('subsequent syncs do not calculate historical balances', function () {
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-123',
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->once()->andReturn(0);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->once();
$balanceSync->shouldNotReceive('calculateHistoricalBalances');
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
});
test('linked accounts sync from last transaction date and skip historical balances', function () {
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => null,
]);
$account = Account::factory()->linked()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-123',
]);
Transaction::factory()->plaintext()->create([
'user_id' => $user->id,
'account_id' => $account->id,
'transaction_date' => '2025-12-15',
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')
->once()
->withArgs(function ($acct, $dateFrom, $dateTo, $strategy) {
return $dateFrom === '2025-12-15';
})
->andReturn(0);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->once();
$balanceSync->shouldNotReceive('calculateHistoricalBalances');
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
});
test('mixed linked and new accounts in same connection', function () {
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => null,
]);
$newAccount = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-new',
]);
$linkedAccount = Account::factory()->linked()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-linked',
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->twice()->andReturn(0);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->twice();
$balanceSync->shouldReceive('calculateHistoricalBalances')
->once()
->with(Mockery::on(fn ($acct) => $acct->id === $newAccount->id));
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
});
test('sends email when new transactions are synced on subsequent sync', function () {
Mail::fake();
$user = User::factory()->onboarded()->create();
$bank = Bank::factory()->create(['name' => 'Test Bank']);
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-123',
'bank_id' => $bank->id,
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->once()->andReturn(5);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->once();
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Mail::assertQueued(BankTransactionsSyncedEmail::class, function ($mail) use ($user) {
return $mail->totalTransactions === 5
&& $mail->transactionsPerBank === ['Test Bank' => 5]
&& $mail->hasTo($user->email);
});
});
test('does not send email on first sync', function () {
Mail::fake();
$user = User::factory()->onboarded()->create();
$bank = Bank::factory()->create(['name' => 'Test Bank']);
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => null,
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-123',
'bank_id' => $bank->id,
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->once()->andReturn(10);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->once();
$balanceSync->shouldReceive('calculateHistoricalBalances')->once();
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Mail::assertNotQueued(BankTransactionsSyncedEmail::class);
});
test('does not send email when zero new transactions', function () {
Mail::fake();
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-123',
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->once()->andReturn(0);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->once();
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Mail::assertNotQueued(BankTransactionsSyncedEmail::class);
});
test('aggregates multiple accounts under same bank', function () {
Mail::fake();
$user = User::factory()->onboarded()->create();
$bank = Bank::factory()->create(['name' => 'Shared Bank']);
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-1',
'bank_id' => $bank->id,
]);
Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-2',
'bank_id' => $bank->id,
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->twice()->andReturn(3);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->twice();
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Mail::assertQueued(BankTransactionsSyncedEmail::class, function ($mail) {
return $mail->totalTransactions === 6
&& $mail->transactionsPerBank === ['Shared Bank' => 6];
});
});
test('lists different banks separately in email', function () {
Mail::fake();
$user = User::factory()->onboarded()->create();
$bankA = Bank::factory()->create(['name' => 'Bank A']);
$bankB = Bank::factory()->create(['name' => 'Bank B']);
$connection = BankingConnection::factory()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-a',
'bank_id' => $bankA->id,
]);
Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'ext-b',
'bank_id' => $bankB->id,
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldReceive('sync')->twice()->andReturn(4);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldReceive('sync')->twice();
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Mail::assertQueued(BankTransactionsSyncedEmail::class, function ($mail) {
return $mail->totalTransactions === 8
&& $mail->transactionsPerBank === ['Bank A' => 4, 'Bank B' => 4];
});
});
test('indexa capital sync only syncs balances, not transactions', function () {
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->indexaCapital()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'IC-001',
]);
Http::fake([
'api.indexacapital.com/accounts/IC-001/performance' => Http::response([
'portfolios' => [
['date' => '2026-02-18', 'total_amount' => 10000.00, 'cash_amount' => 0, 'instruments_amount' => 10000.00],
],
]),
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$transactionSync->shouldNotReceive('sync');
$balanceSync = Mockery::mock(BalanceSyncService::class);
$balanceSync->shouldNotReceive('sync');
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
$connection->refresh();
expect($connection->last_synced_at)->not->toBeNull();
expect($account->balances()->count())->toBe(1);
});
test('indexa capital connections do not expire', function () {
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->indexaCapital()->create([
'user_id' => $user->id,
'status' => BankingConnectionStatus::Active,
'valid_until' => now()->subDay(),
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'IC-001',
]);
Http::fake([
'api.indexacapital.com/accounts/IC-001/performance' => Http::response([
'portfolios' => [
['date' => '2026-02-18', 'total_amount' => 10000.00, 'cash_amount' => 0, 'instruments_amount' => 10000.00],
],
]),
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
$connection->refresh();
expect($connection->status)->toBe(BankingConnectionStatus::Active);
expect($connection->last_synced_at)->not->toBeNull();
});
test('indexa capital sync does not send email', function () {
Mail::fake();
$user = User::factory()->onboarded()->create();
$connection = BankingConnection::factory()->indexaCapital()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'IC-001',
]);
Http::fake([
'api.indexacapital.com/accounts/IC-001/performance' => Http::response([
'portfolios' => [
['date' => '2026-02-18', 'total_amount' => 10000.00, 'cash_amount' => 0, 'instruments_amount' => 10000.00],
],
]),
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Mail::assertNothingQueued();
});
test('binance first sync gets current balance immediately and dispatches historical job', function () {
Queue::fake(SyncBinanceHistoricalBalancesJob::class);
$user = User::factory()->onboarded()->create(['currency_code' => 'EUR']);
$connection = BankingConnection::factory()->binance()->create([
'user_id' => $user->id,
'last_synced_at' => null,
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'binance-portfolio',
'currency_code' => 'EUR',
]);
Http::fake([
'api.binance.com/api/v3/account*' => Http::response([
'balances' => [
['asset' => 'BTC', 'free' => '1.0', 'locked' => '0.0'],
],
]),
'api.binance.com/api/v3/ticker/price' => Http::response([
['symbol' => 'BTCEUR', 'price' => '50000.00'],
]),
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
expect($account->balances()->count())->toBe(1);
expect($account->balances()->first()->balance)->toBe(5000000);
Queue::assertPushed(SyncBinanceHistoricalBalancesJob::class, function ($job) use ($account) {
return $job->account->id === $account->id
&& $job->delay !== null;
});
});
test('binance subsequent sync does not dispatch historical job', function () {
Queue::fake(SyncBinanceHistoricalBalancesJob::class);
$user = User::factory()->onboarded()->create(['currency_code' => 'EUR']);
$connection = BankingConnection::factory()->binance()->create([
'user_id' => $user->id,
'last_synced_at' => now()->subDay(),
]);
$account = Account::factory()->connected()->create([
'user_id' => $user->id,
'banking_connection_id' => $connection->id,
'external_account_id' => 'binance-portfolio',
'currency_code' => 'EUR',
]);
Http::fake([
'api.binance.com/sapi/v1/accountSnapshot*' => Http::response(['snapshotVos' => []]),
'api.binance.com/api/v3/account*' => Http::response([
'balances' => [
['asset' => 'BTC', 'free' => '1.0', 'locked' => '0.0'],
],
]),
'api.binance.com/api/v3/ticker/price' => Http::response([
['symbol' => 'BTCEUR', 'price' => '50000.00'],
]),
]);
$transactionSync = Mockery::mock(TransactionSyncService::class);
$balanceSync = Mockery::mock(BalanceSyncService::class);
$job = new SyncBankingConnectionJob($connection);
$job->handle($transactionSync, $balanceSync);
Queue::assertNotPushed(SyncBinanceHistoricalBalancesJob::class);
});