## Summary
Adds **Coinbase** as a banking/investment provider, alongside existing
Binance, Bitpanda, and Indexa Capital integrations. Connection auth uses
Coinbase Developer Platform (CDP) JWT (ES256) API keys.
Sync model mirrors Bitpanda: no historical balance reconstruction
(Coinbase API has no daily snapshot endpoint). Balance tracking starts
from connection date.
## Account model
One single **Crypto Portfolio** Whisper Account in the user's fiat
currency, aggregating all Coinbase wallets (crypto + fiat).
## Backend
- `app/Services/Banking/CoinbaseClient.php` — JWT-signed Coinbase
Advanced Trade client (`firebase/php-jwt` ES256). Per-request JWT, 120s
TTL, `uri` claim `"METHOD host/path"`. Methods:
`getAccounts`/`getAllAccounts` (cursor pagination), `getProduct`,
`getBestBidAsk` (batched), with 429 retry/backoff.
- `app/Services/Banking/CoinbaseBalanceSyncService.php` — Partitions
wallets into fiat vs crypto. Batched `best_bid_ask` for prices, USD
stablecoin shortcut (USDT/USDC/DAI/PYUSD/GUSD),
`CurrencyConversionService` fallback. Aggregates everything into user
fiat.
- `app/Http/Controllers/OpenBanking/CoinbaseController.php` +
`ConnectCoinbaseRequest.php` — mirror Bitpanda flow, validates
`api_key_name` (`organizations/{org}/apiKeys/{id}`) + PEM `private_key`.
Stores key_name in `api_token`, PEM in `api_secret` (already encrypted
TEXT).
- `BankingConnection::isCoinbase()`,
`SyncBankingConnectionJob::syncCoinbase()`, credential-update flow.
- `routes/web.php`: `POST /open-banking/coinbase/connect`.
- Bank seeder entry + factory `coinbase()` state.
## Frontend
- `connect-account-dialog.tsx` / `connect-account-inline.tsx`: Coinbase
appears in the bank picker. Confirm step shows `<Input>` for API key
name and `<Textarea>` (multi-line) for the PEM private key, with link to
CDP portal.
- `update-credentials-dialog.tsx`: Coinbase credentials editable.
- `settings/connections.tsx`: coinbase included in `isApiKeyProvider`.
- Wayfinder auto-generated `CoinbaseController.ts` +
`routes/open-banking/coinbase`.
## Tests
- `tests/Feature/OpenBanking/CoinbaseControllerTest.php` — happy path,
invalid creds (401 → 422), validation errors, subscription gate.
- `tests/Feature/OpenBanking/CoinbaseBalanceSyncTest.php` — mixed
crypto+fiat aggregation, USD stablecoin valuation, skip when
external_account_id missing.
All **217 OpenBanking tests pass**. Pint + ESLint clean.
## Follow-ups (not in this PR)
- Upload `storage/banks/logos/coinbase.png` to production storage (URL
referenced in seeder + frontend).
- Invested-amount calc from transaction history (deferred).
- Historical balance reconstruction (deferred — Coinbase has no daily
snapshot endpoint).
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|---|---|---|
| .agents/skills | ||
| .claude/skills | ||
| .cursor | ||
| .github | ||
| .opencode/skills | ||
| .pi | ||
| app | ||
| bootstrap | ||
| config | ||
| database | ||
| docker | ||
| lang | ||
| public | ||
| resources | ||
| routes | ||
| screenshots | ||
| scripts | ||
| src/lib/crypto | ||
| storage | ||
| templates/coolify | ||
| tests | ||
| .editorconfig | ||
| .env.example | ||
| .env.production.example | ||
| .gitattributes | ||
| .gitignore | ||
| .mcp.json | ||
| .php-cs-fixer.dist.php | ||
| .php-version | ||
| .prettierignore | ||
| .prettierrc | ||
| .release-it.json | ||
| AGENTS.md | ||
| CHANGELOG.md | ||
| CLAUDE.md | ||
| Dockerfile | ||
| Dockerfile.production | ||
| LICENSE.md | ||
| LOCALIZATION.md | ||
| README.md | ||
| artisan | ||
| autoresearch.md | ||
| autoresearch.sh | ||
| boost.json | ||
| bun.lock | ||
| components.json | ||
| compose.yaml | ||
| composer.json | ||
| composer.lock | ||
| docker-compose.production.yml | ||
| eslint.config.js | ||
| falcode.json | ||
| opencode.json | ||
| package-lock.json | ||
| package.json | ||
| phpstan-baseline.neon | ||
| phpstan.neon | ||
| phpunit.xml | ||
| tsconfig.json | ||
| vite.config.ts | ||
| vitest.config.ts | ||
| vitest.setup.ts | ||
| whispermoney | ||
| worktree.sh | ||
README.md
Deutsch | Español | français | 日本語 | 한국어 | Português | Русский | 中文
Whisper Money
The most secure way to understand your finances.
Whisper Money is a privacy-first personal finance application that helps you track, categorize, and understand your spending—all while keeping your financial data encrypted and secure.
🎮 Try the Demo: Experience Whisper Money with our demo account - no registration required!
💬 Join our Community: Whether you're a user looking for help or a developer wanting to contribute, we'd love to have you in our Discord server! Share feedback, ask questions, discuss new features, or just hang out with fellow privacy enthusiasts.
Features
- 🔐 Privacy-first — Your data is never shared with third parties. You own it
- 🏦 Bank account management — Track multiple accounts in one place
- 📊 Transaction categorization — Automatic and manual categorization
- 🤖 Automation rules — Set up rules to auto-categorize transactions
- 📈 Financial insights — Understand your spending patterns
Tech Stack
- Backend: Laravel 12, PHP 8.4
- Frontend: React 19, Inertia.js v2, TypeScript
- Styling: Tailwind CSS v4
- Database: MySQL
- Cache/Queue: Redis
- Testing: Pest v4
Running Locally
Quick Start (Recommended)
The easiest way to get started is using our automated setup script:
bash <(curl -fsSL https://whisper.money/setup.sh)
After installation, just visit https://whisper.money.localhost in your browser.
Manual Setup
If you prefer to set up manually:
- Clone the repository:
git clone https://github.com/whisper-money/whisper-money.git
cd whisper-money
- Run the setup script:
whispermoney install
Available Commands
Important: You must run
whispermoney installbefore using any other command. If you skip the install step, commands likestartwill not work.
Once installed, you can use the whispermoney command for common tasks:
# Start all services
whispermoney start
# Stop all services
whispermoney stop
# Upgrade to latest version
whispermoney upgrade
# Interactive menu
whispermoney
Development Server
For active development with hot reloading:
composer run dev
This will concurrently start:
- PHP development server (via Portless HTTPS proxy)
- Queue worker
- Log viewer (Pail)
- Vite dev server
The application will be available at https://dev.whisper.money.localhost. In git worktrees, the branch name is automatically prepended (e.g. https://fix-ui.dev.whisper.money.localhost).
Running with Docker (Production Image)
For testing the production Docker image locally:
- Copy the production environment file:
cp .env.production.example .env
- Start the services:
docker compose -f docker-compose.production.yml up -d
The application will be available at http://localhost:8080.
To use a different port, set APP_PORT:
APP_PORT=3000 docker compose -f docker-compose.production.yml up -d
Deploying to Coolify
Whisper Money can be easily deployed to Coolify using our Docker Compose template.
Quick Deploy
- In Coolify, create a new resource and select Docker Compose
- Choose Empty Compose File as the source
- Paste the contents from our template: 👉 whisper-money.yaml
- Deploy!
The template includes:
- Whisper Money application container
- MySQL 8.0 database with health checks
- Persistent volumes for data and storage
- Auto-generated database credentials
Required Environment Variables
| Variable | Description |
|---|---|
RESEND_API_KEY |
Email service API key (for password resets, notifications) |
Note:
APP_KEYandAPP_URLare auto-configured. The container generates anAPP_KEYon first startup if not provided.
Optional Environment Variables
| Variable | Default | Description |
|---|---|---|
DRIP_EMAILS_ENABLED |
true |
Enable drip emails (welcome, onboarding, feedback) |
HIDE_AUTH_BUTTONS |
false |
Hide login/register buttons on landing page |
SUBSCRIPTIONS_ENABLED |
false |
Enable Stripe subscriptions |
STRIPE_KEY |
- | Stripe publishable key |
STRIPE_SECRET |
- | Stripe secret key |
STRIPE_WEBHOOK_SECRET |
- | Stripe webhook signing secret |
Star History
License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.