whisper-money/app/Http/Controllers
Víctor Falcón 3d3f6daa77
perf(ai): reduce N+1 in bulk category updates (PHP-LARAVEL-40, partial) (#624)
> **Draft on purpose — a partial fix + a design for the full one.**
These commits are safe, behavior-preserving reductions of the N+1, but
they do **not** fully resolve PHP-LARAVEL-40. The complete fix is a
batch-aware refactor of the AI rule-learning path, which is delicate
(getting it wrong silently mis-categorizes users' transactions). I've
written the design below for a human to implement and diff against the
current per-transaction behavior. Current user impact is low (~170 ms
request, 1 event), so there's no urgency to rush the risky part.

## What

Sentry **PHP-LARAVEL-40** — N+1 in `TransactionController@bulkUpdate`
(PATCH `/transactions/bulk`). A bulk category update calls
`CategoryOverrideHandler::record()` once per transaction, and each call
runs the full AI rule-learning pipeline
(`AiRuleLearner::forgetFromAiRules()` + `learnFromCorrection()`):
loading all the user's AI rules, plucking every description, running
matcher `count(*)` probes, and inserting a `category_corrections` row.
For a 112-transaction batch that's ~112× each. The offending span is the
per-transaction `category_corrections` insert.

## What this branch does (safe, partial)

Two behavior-preserving reductions, each validated by the existing
learning tests:

1. `perf(transactions): resolve the override handler once for bulk
updates` — `bulkUpdate()` re-resolved `CategoryOverrideHandler` from the
container every iteration. Resolve it once (also required for #2 to take
effect).
2. `perf(ai): memoize the description corpus per user in AiRuleLearner`
— `learnFromCorrection` reloaded and re-tokenized every one of the
user's descriptions on each transaction. The corpus is immutable while
only categories change, so memoize the document-frequency map + count
per user. Removes one `SELECT` (and its tokenization) per transaction.
3. `test(ai): assert batch corrections learn correctly through the
memoized corpus` — proves the second, memoized-corpus learning still
yields a correct, distinct clause (not just that the query count
dropped).
4. `test(ai): guard AiRuleLearner against a singleton binding` — the
cache has no invalidation and is only safe while the learner is resolved
fresh per request; a test now fails if it is ever bound singleton.

## What it does NOT do

It does **not** resolve the flagged N+1. Still per-transaction: the
`category_corrections` insert, `forgetFromAiRules`' reload of all AI
rules, the matcher `total()`/`countMatchingAll()` overbroad probes,
`releaseClauseFromOtherCorrectionRules`, and `existingCorrectionRule`. A
learnable transaction still costs ~6–10 queries. Treat PHP-LARAVEL-40 as
**reduced, not closed** (hence no `Fixes` keyword).

## Reviewed by two independent agents (architecture +
product/correctness)

Both verified the two perf commits are **behavior-preserving and safe**:
the memo cannot go stale (nothing in the correction path mutates
descriptions; the bulk `update()` only writes
`category_id`/`category_source`/`ai_confidence`/`categorized_by_rule_id`,
and runs after the loop), no cross-user leak (keyed by user_id; learner
is transient, one user per request, no Octane), and the handler is
stateless. The existing 34 learning tests exercise the corpus→rule
computation on fresh loads.

## Proposed full fix (for a human to implement)

Exploit that a bulk update sends **all transactions to the same category
for one user.** Add `CategoryOverrideHandler::recordBulk(Collection,
?string)` backed by `AiRuleLearner::learnFromCorrections(array,
string)`; load user-level data once, mutate in memory, write once:

1. **Batch-resolve** `categorized_by_rule_id` via one `whereIn` instead
of per-txn `find()`; apply the **identical** per-txn learnable test
against the map.
2. **Batch-insert** corrections: snapshot each AI-driven txn's *old*
`from_category_id`/`source`/`confidence` during the loop, collect rows,
one insert. (Note: raw `insert()` skips model events/UUID/timestamps —
verify `CategoryCorrection` has no `creating` hook, else chunked
`create` in one transaction.)
3. **Forget once**: union all learnable txns' merchant tokens, load AI
rules once, apply the **whole union** to each rule *before* the
delete-vs-save decision, save/delete each once.
4. **Learn once**: compute each clause (merchant or memoized-corpus
tokens), dedupe within the batch and against the target rule, run
`releaseClauseFromOtherCorrectionRules` for the union once, load/create
the single target correction rule once, append all, save once.
5. Wrap 2–4 in one `DB::transaction`, and route the single-txn path
through the same method (one-element collection) so the two can't drift.

**Correctness invariants to preserve (call these out in review):**
- Apply-all-then-decide for both `forget` and `releaseClause` deletes —
an incremental forget/save/forget would delete a rule a later txn's
clause should have kept.
- Corrections must read each txn's **old** category/source/confidence —
run before the bulk `update()`, as today.
- Clause dedup must match `appendClause`'s loose `==` array comparison.
- Validate with a golden-set test diffing learned/forgotten rules
before/after against the current per-txn path over a mixed batch
(merchant txns, description txns, encrypted/no-merchant skips,
re-corrections that move a key between categories).

## Testing

- `tests/Feature/Ai/` + `BulkUpdateTransactionsTest` + IDOR/decrypt:
153/153 green. `pint` clean.

Refs PHP-LARAVEL-40
2026-07-03 07:52:19 +02:00
..
Ai feat(ai): dismissable AI consent banner that stops after the first decision (#617) 2026-07-01 07:26:36 +00:00
Api fix(analysis): respect category types like the cashflow screen (#612) 2026-06-29 21:04:18 +02:00
Auth fix: verify email via signed link without requiring login (#490) 2026-06-05 10:01:32 +02:00
OpenBanking fix(open-banking): stop storing the XXX no-currency placeholder on accounts (#602) 2026-06-27 16:01:21 +00:00
Settings fix(account): block deletion while subscription or trial is active (#531) 2026-06-14 20:46:44 +02:00
Sync refactor(api): standardize serialization via model $hidden (#492) 2026-06-05 13:57:34 +02:00
AccountBalanceController.php feat: investment benefits — show gains/losses on investment accounts (#140) 2026-02-23 13:59:10 +01:00
AccountController.php feat(dashboard): add accounts manager dialog with visibility toggle and reorder (#604) 2026-06-27 16:11:25 +00:00
BudgetController.php feat: add catch-all budgets (#527) 2026-06-15 16:07:19 +00:00
CashflowController.php refactor(api): standardize serialization via model $hidden (#492) 2026-06-05 13:57:34 +02:00
Controller.php Set up a fresh Laravel app 2025-11-07 12:01:36 +00:00
DashboardController.php feat(accounts): reorder accounts with drag-and-drop (#575) 2026-06-21 11:17:45 +02:00
EncryptionController.php refactor(encryption): strip client-side transaction encryption (#514) 2026-06-20 16:13:26 +00:00
IntegrationRequestController.php feat(integration-requests): add done status and fix review command crash on orphaned author (#601) 2026-06-27 14:42:09 +00:00
LoanDetailController.php feat(loans): backfill historical balances on loan creation (#322) 2026-04-24 13:09:34 +01:00
OnboardingController.php feat(ai): defer per-transaction categorization until onboarding completes (#536) 2026-06-15 17:33:26 +02:00
ReEvaluateTransactionRulesController.php refactor(api): standardize serialization via model $hidden (#492) 2026-06-05 13:57:34 +02:00
RealEstateDetailController.php feat(accounts): add real estate asset tracking (#241) 2026-03-24 10:21:32 +00:00
RobotsController.php User Onboarding Flow (#23) 2025-12-12 13:06:08 +01:00
SitemapController.php SEO landing page 2025-11-25 11:33:11 +01:00
SubscriptionController.php feat(subscriptions): trial/pricing A/B/C experiment (#600) 2026-06-27 18:00:15 +02:00
TransactionController.php perf(ai): reduce N+1 in bulk category updates (PHP-LARAVEL-40, partial) (#624) 2026-07-03 07:52:19 +02:00
UserLeadController.php feat: verify waitlist leads (#285) 2026-04-14 11:26:01 +01:00