f140b5df7f
## Summary - fix dashboard net worth math so loan balances reduce totals and trends instead of showing as positive assets - add a per-user toggle in the net worth chart settings to include or exclude loans from the dashboard net worth card - cover the new preference and liability handling with feature and frontend tests ## Screenshots <img width="1121" height="509" alt="image" src="https://github.com/user-attachments/assets/ab6a7cde-1052-4dab-aa14-34f6d9528829" /> <img width="1122" height="506" alt="image" src="https://github.com/user-attachments/assets/e48a0369-16c4-4294-ae00-4eba56480264" /> |
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