whisper-money/app/Http/Controllers/OpenBanking/IndexaCapitalController.php

113 lines
3.7 KiB
PHP

<?php
namespace App\Http\Controllers\OpenBanking;
use App\Enums\BankingConnectionStatus;
use App\Enums\BankingProvider;
use App\Http\Controllers\Controller;
use App\Http\Controllers\OpenBanking\Concerns\CreatesAccountsFromPending;
use App\Http\Controllers\OpenBanking\Concerns\HandlesSubscriptionGate;
use App\Http\Requests\OpenBanking\ConnectIndexaCapitalRequest;
use App\Jobs\SyncBankingConnectionJob;
use App\Models\Bank;
use App\Services\AccountUserCurrencyService;
use App\Services\Banking\IndexaCapitalClient;
use Illuminate\Http\JsonResponse;
use Illuminate\Support\Facades\Log;
class IndexaCapitalController extends Controller
{
use CreatesAccountsFromPending;
use HandlesSubscriptionGate;
/**
* Validate the Indexa Capital API token and create a connection.
*/
public function store(ConnectIndexaCapitalRequest $request, AccountUserCurrencyService $accountUserCurrencyService): JsonResponse
{
$validated = $request->validated();
$user = auth()->user();
if ($this->shouldBlockOpenBankingAccess($user)) {
return $this->subscribeJsonResponse();
}
$client = new IndexaCapitalClient($validated['api_token']);
try {
$userData = $client->getUser();
} catch (\Throwable $e) {
Log::warning('Indexa Capital token validation failed', ['error' => $e->getMessage()]);
return response()->json([
'message' => 'Invalid API token or failed to connect to Indexa Capital.',
], 422);
}
$bank = Bank::firstOrCreate(
['name' => 'Indexa Capital', 'user_id' => null],
['name' => 'Indexa Capital', 'logo' => '/images/banks/logos/indexa-capital.jpg'],
);
$connection = $user->bankingConnections()->create([
'provider' => BankingProvider::IndexaCapital,
...BankingProvider::IndexaCapital->credentialColumns($validated),
'aspsp_name' => 'Indexa Capital',
'aspsp_country' => 'ES',
'aspsp_logo' => $bank->logo,
'status' => BankingConnectionStatus::Pending,
]);
$pendingAccounts = $this->buildPendingAccounts($userData);
$connection->update([
'status' => BankingConnectionStatus::AwaitingMapping,
'pending_accounts_data' => $pendingAccounts,
]);
if (! $user->isOnboarded()) {
$this->createAccountsFromPending($user, $connection, $accountUserCurrencyService);
SyncBankingConnectionJob::dispatch($connection);
return response()->json([
'redirect_url' => route('onboarding', ['step' => 'create-account']),
'connection_id' => $connection->id,
]);
}
return response()->json([
'redirect_url' => route('open-banking.map-accounts', $connection),
'connection_id' => $connection->id,
]);
}
/**
* Build the pending accounts data in the same format as EnableBanking.
*
* @return array<int, array{uid: string, currency: string, name: string}>
*/
private function buildPendingAccounts(array $userData): array
{
$accounts = [];
foreach ($userData['accounts'] ?? [] as $account) {
$accountNumber = $account['account_number'] ?? null;
if (! $accountNumber) {
continue;
}
$type = $account['type'] ?? 'mutual';
$typeName = $type === 'pension' ? 'Pension Plan' : 'Investment Portfolio';
$accounts[] = [
'uid' => $accountNumber,
'currency' => 'EUR',
'name' => "{$typeName} ({$accountNumber})",
];
}
return $accounts;
}
}