whisper-money/app/Http/Controllers/Api/DashboardAnalyticsControlle...

560 lines
19 KiB
PHP

<?php
namespace App\Http\Controllers\Api;
use App\Enums\AccountType;
use App\Enums\CategoryType;
use App\Http\Controllers\Controller;
use App\Models\Account;
use App\Models\Transaction;
use App\Services\AccountMetricsService;
use App\Services\BalanceLookup;
use App\Services\CategorySpendingService;
use App\Services\ExchangeRateService;
use App\Services\LoanAmortizationService;
use App\Services\PeriodComparator;
use Carbon\Carbon;
use Illuminate\Database\Eloquent\Collection;
use Illuminate\Http\JsonResponse;
use Illuminate\Http\Request;
class DashboardAnalyticsController extends Controller
{
public function __construct(
private ExchangeRateService $exchangeRateService,
private AccountMetricsService $accountMetricsService,
private LoanAmortizationService $loanAmortizationService,
private CategorySpendingService $categorySpendingService,
) {}
public function netWorth(Request $request)
{
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
]);
$period = PeriodComparator::fromRequest($validated);
$previousPeriod = $period->previous();
$userCurrency = $request->user()->currency_code;
$accounts = Account::query()
->where('user_id', $request->user()->id)
->get();
// Load every account's balance history for the compared range in a
// fixed number of queries instead of one balance lookup per account.
$lookup = BalanceLookup::forAccounts(
$accounts->pluck('id'),
$previousPeriod->to,
$period->to,
);
return response()->json([
'current' => $this->calculateNetWorthAt($accounts, $lookup, $period->to, $userCurrency),
'previous' => $this->calculateNetWorthAt($accounts, $lookup, $previousPeriod->to, $userCurrency),
'currency_code' => $userCurrency,
]);
}
public function monthlySpending(Request $request)
{
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
]);
$period = PeriodComparator::fromRequest($validated);
$previousPeriod = $period->previous();
return response()->json([
'current' => $this->calculateSpending($period->from, $period->to),
'previous' => $this->calculateSpending($previousPeriod->from, $previousPeriod->to),
]);
}
public function cashFlow(Request $request)
{
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
]);
$period = PeriodComparator::fromRequest($validated);
$previousPeriod = $period->previous();
return response()->json([
'current' => $this->calculateCashFlow($period->from, $period->to),
'previous' => $this->calculateCashFlow($previousPeriod->from, $previousPeriod->to),
]);
}
public function netWorthEvolution(Request $request)
{
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
]);
$start = Carbon::parse($validated['from']);
$end = Carbon::parse($validated['to']);
$userCurrency = $request->user()->currency_code;
$accounts = Account::query()
->where('user_id', $request->user()->id)
->with(['bank:id,name,logo'])
->get();
return response()->json(
$this->accountMetricsService->getNetWorthEvolution($userCurrency, $accounts, $start, $end)
);
}
public function accountBalanceEvolution(Request $request, Account $account)
{
[$start, $end] = $this->authorizedDateRange($request, $account);
$linkedLoanAccount = $this->getLinkedLoanAccount($account);
$displayCurrencyCode = $this->displayCurrencyFor($request, $account);
$lookup = $this->balanceLookupFor($account, $linkedLoanAccount, $start->copy()->startOfMonth(), $end);
$points = [];
$current = $start->copy()->startOfMonth();
$endMonth = $end->copy()->startOfMonth();
while ($current->lte($endMonth)) {
$date = $current->copy()->endOfMonth();
$points[] = [
'month' => $date->format('Y-m'),
...$this->balancePointAt($account, $linkedLoanAccount, $lookup, $date, $displayCurrencyCode),
];
$current->addMonth();
}
return $this->evolutionResponse(
[...$points, ...$this->projectedPoints($account, $linkedLoanAccount, $points, $displayCurrencyCode)],
$account,
$displayCurrencyCode,
);
}
public function accountDailyBalanceEvolution(Request $request, Account $account)
{
[$start, $end] = $this->authorizedDateRange($request, $account);
$linkedLoanAccount = $this->getLinkedLoanAccount($account);
$displayCurrencyCode = $this->displayCurrencyFor($request, $account);
$lookup = $this->balanceLookupFor($account, $linkedLoanAccount, $start, $end);
$points = [];
$current = $start->copy();
while ($current->lte($end)) {
$date = $current->copy()->endOfDay();
$points[] = [
'date' => $date->format('Y-m-d'),
...$this->balancePointAt($account, $linkedLoanAccount, $lookup, $date, $displayCurrencyCode),
];
$current->addDay();
}
return $this->evolutionResponse($points, $account, $displayCurrencyCode);
}
public function netWorthDailyEvolution(Request $request)
{
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
]);
$start = Carbon::parse($validated['from']);
$end = Carbon::parse($validated['to']);
$userCurrency = $request->user()->currency_code;
$accounts = Account::query()
->where('user_id', $request->user()->id)
->with(['bank:id,name,logo'])
->get();
return response()->json(
$this->accountMetricsService->getNetWorthDailyEvolution($userCurrency, $accounts, $start, $end)
);
}
public function topCategories(Request $request)
{
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
'parent' => 'nullable|uuid',
]);
$period = PeriodComparator::fromRequest($validated);
$previousPeriod = $period->previous();
$drillParentId = $validated['parent'] ?? null;
$currentSpending = $this->categorySpendingService->forPeriod($request->user()->id, $period->from, $period->to, $drillParentId);
$previousSpending = $this->categorySpendingService->forPeriod($request->user()->id, $previousPeriod->from, $previousPeriod->to, $drillParentId);
$totalAmount = $currentSpending->sum('amount');
$top = $currentSpending
->sortByDesc('amount')
->take(10)
->map(function ($item) use ($previousSpending, $totalAmount) {
$previousAmount = $previousSpending->firstWhere('category_id', $item['category_id'])['amount'] ?? 0;
return [
'category' => $item['category'],
'category_id' => $item['category_id'],
'amount' => $item['amount'],
'previous_amount' => $previousAmount,
'total_amount' => $totalAmount,
'has_children' => $item['has_children'],
'is_direct' => $item['is_direct'],
];
})
->values();
return response()->json($top);
}
/**
* @param Collection<int, Account> $accounts
*/
private function calculateNetWorthAt(Collection $accounts, BalanceLookup $lookup, Carbon $date, string $userCurrency): int
{
$total = 0;
foreach ($accounts as $account) {
if (! $account->type->countsInNetWorth()) {
continue;
}
$balance = $lookup->getBalanceAt($account->id, $date);
$convertedBalance = $this->exchangeRateService->convert(
$account->currency_code,
$userCurrency,
$balance,
$date->toDateString(),
);
$total += $account->type->reducesNetWorth()
? -abs($convertedBalance)
: $convertedBalance;
}
return $total;
}
private function calculateSpending(Carbon $from, Carbon $to): int
{
return max(0, -$this->sumByCategoryType(CategoryType::Expense, $from, $to));
}
private function calculateCashFlow(Carbon $from, Carbon $to): array
{
return [
'income' => max(0, $this->sumByCategoryType(CategoryType::Income, $from, $to)),
'expense' => max(0, -$this->sumByCategoryType(CategoryType::Expense, $from, $to)),
];
}
/**
* Signed sum of the user's transactions in the range whose category is of the
* given type: income comes out positive, expenses negative.
*/
private function sumByCategoryType(CategoryType $type, Carbon $from, Carbon $to): int
{
return (int) Transaction::query()
->where('transactions.user_id', request()->user()->id)
->whereBetween('transactions.transaction_date', [$from, $to])
->joinOwningAccount()
->join('categories', function ($join) use ($type) {
$join->on('transactions.category_id', '=', 'categories.id')
->where('categories.type', '=', $type)
->whereNull('categories.deleted_at');
})
->sum(Transaction::ownedAmount());
}
/**
* Make sure the account belongs to the caller and return the requested range.
*
* @return array{0: Carbon, 1: Carbon}
*/
private function authorizedDateRange(Request $request, Account $account): array
{
abort_if($account->user_id !== $request->user()->id, 403);
$validated = $request->validate([
'from' => 'required|date',
'to' => 'required|date',
]);
return [Carbon::parse($validated['from']), Carbon::parse($validated['to'])];
}
/**
* The user's currency when it differs from the account's, null when no
* conversion is needed.
*/
private function displayCurrencyFor(Request $request, Account $account): ?string
{
$userCurrency = $request->user()->currency_code;
return strcasecmp($account->currency_code, $userCurrency) !== 0 ? $userCurrency : null;
}
private function balanceLookupFor(Account $account, ?Account $linkedLoanAccount, Carbon $from, Carbon $to): BalanceLookup
{
return BalanceLookup::forAccounts(
array_values(array_filter([$account->id, $linkedLoanAccount?->id])),
$from,
$to,
);
}
/**
* Balance, invested amount and linked-mortgage balance at a single date, with
* their display-currency equivalents. The monthly and daily series share this:
* they differ only in the dates they ask for.
*
* @return array<string, int|null>
*/
private function balancePointAt(Account $account, ?Account $linkedLoanAccount, BalanceLookup $lookup, Carbon $date, ?string $displayCurrencyCode): array
{
$value = $lookup->getBalanceAt($account->id, $date);
$point = [
'timestamp' => $date->timestamp,
'value' => $value,
];
if ($account->type->supportsInvestedAmount()) {
$investedAmount = $lookup->getInvestedAmountAt($account->id, $date);
$point['invested_amount'] = $investedAmount;
if ($displayCurrencyCode !== null && $investedAmount !== null) {
$point['display_invested_amount'] = $this->convertBalanceForDate($displayCurrencyCode, $account->currency_code, $investedAmount, $date);
}
}
if ($linkedLoanAccount !== null) {
$mortgageBalance = $lookup->getBalanceAt($linkedLoanAccount->id, $date);
$point['mortgage_balance'] = $this->convertBalanceForDate(
$linkedLoanAccount->currency_code,
$account->currency_code,
$mortgageBalance,
$date,
);
if ($displayCurrencyCode !== null) {
$point['display_mortgage_balance'] = $this->convertBalanceForDate(
$linkedLoanAccount->currency_code,
$displayCurrencyCode,
$mortgageBalance,
$date,
);
}
}
if ($displayCurrencyCode !== null) {
$point['display_value'] = $this->convertBalanceForDate(
$account->currency_code,
$displayCurrencyCode,
$value,
$date,
);
}
return $point;
}
/**
* Future months appended to the historical series: the amortization schedule
* for loans, and revaluation plus the linked mortgage for real estate.
*
* @param list<array<string, mixed>> $points the historical series
* @return list<array<string, mixed>>
*/
private function projectedPoints(Account $account, ?Account $linkedLoanAccount, array $points, ?string $displayCurrencyCode): array
{
return match ($account->type) {
AccountType::Loan => $this->loanProjection($account, $displayCurrencyCode),
AccountType::RealEstate => $this->realEstateProjection($account, $linkedLoanAccount, $points, $displayCurrencyCode),
default => [],
};
}
/**
* @return list<array<string, mixed>>
*/
private function loanProjection(Account $account, ?string $displayCurrencyCode): array
{
$loanDetail = $account->loanDetail;
if ($loanDetail === null) {
return [];
}
$now = Carbon::now();
$points = [];
foreach ($this->loanAmortizationService->generateProjection($loanDetail, 12) as $yearMonth => $balanceCents) {
$projectedDate = Carbon::createFromFormat('Y-m', $yearMonth)->endOfMonth();
// Only add future months that are beyond the current date
if ($projectedDate->lte($now)) {
continue;
}
$points[] = $this->projectedPoint($account, $projectedDate, $balanceCents, $displayCurrencyCode);
}
return $points;
}
/**
* Real estate projects market value forward from the last historical point at
* the revaluation rate, alongside the linked mortgage, so the chart shows both
* moving together.
*
* @param list<array<string, mixed>> $points the historical series
* @return list<array<string, mixed>>
*/
private function realEstateProjection(Account $account, ?Account $linkedLoanAccount, array $points, ?string $displayCurrencyCode): array
{
// The ?? already covers a missing detail row, so no nullsafe operator here
// (phpstan flags the combination as redundant).
$revaluationPercentage = (float) ($account->realEstateDetail->revaluation_percentage ?? 0);
$linkedLoanDetail = $linkedLoanAccount?->loadMissing('loanDetail')->loanDetail;
if ($revaluationPercentage === 0.0 && $linkedLoanDetail === null) {
return [];
}
$monthsAhead = 12;
$lastPoint = end($points);
$baseValue = is_array($lastPoint) ? $lastPoint['value'] : 0;
$monthlyRate = $revaluationPercentage / 12 / 100;
$loanProjection = $linkedLoanDetail !== null
? $this->loanAmortizationService->generateProjection($linkedLoanDetail, $monthsAhead)
: [];
$now = Carbon::now();
$projected = [];
for ($i = 1; $i <= $monthsAhead; $i++) {
$projectedDate = $now->copy()->addMonthsNoOverflow($i)->endOfMonth();
$projectedValue = (int) round($baseValue * pow(1 + $monthlyRate, $i));
$point = $this->projectedPoint($account, $projectedDate, $projectedValue, $displayCurrencyCode);
$mortgageProj = $loanProjection[$projectedDate->format('Y-m')] ?? null;
if ($mortgageProj !== null) {
$point['mortgage_balance'] = $this->convertBalanceForDate(
$linkedLoanAccount->currency_code,
$account->currency_code,
$mortgageProj,
$projectedDate,
);
if ($displayCurrencyCode !== null) {
$point['display_mortgage_balance'] = $this->convertBalanceForDate(
$linkedLoanAccount->currency_code,
$displayCurrencyCode,
$mortgageProj,
$projectedDate,
);
}
}
$projected[] = $point;
}
return $projected;
}
/**
* A single projected month. Its display value is converted at today's rate:
* there is no exchange rate for a date that hasn't happened yet.
*
* @return array<string, mixed>
*/
private function projectedPoint(Account $account, Carbon $projectedDate, int $value, ?string $displayCurrencyCode): array
{
$point = [
'month' => $projectedDate->format('Y-m'),
'timestamp' => $projectedDate->timestamp,
'value' => $value,
'projected' => true,
];
if ($displayCurrencyCode !== null) {
$point['display_value'] = $this->convertBalanceForDate(
$account->currency_code,
$displayCurrencyCode,
$value,
Carbon::today(),
);
}
return $point;
}
/**
* @param list<array<string, mixed>> $points
*/
private function evolutionResponse(array $points, Account $account, ?string $displayCurrencyCode): JsonResponse
{
$response = [
'data' => $points,
'account' => [
'id' => $account->id,
'name' => $account->name,
'name_iv' => $account->name_iv,
'encrypted' => $account->encrypted,
'type' => $account->type,
'currency_code' => $account->currency_code,
],
];
if ($displayCurrencyCode !== null) {
$response['display_currency_code'] = $displayCurrencyCode;
}
return response()->json($response);
}
/**
* Get the linked loan account for a real estate account, if any.
*/
private function getLinkedLoanAccount(Account $account): ?Account
{
if ($account->type !== AccountType::RealEstate) {
return null;
}
return $account->realEstateDetail?->linkedLoanAccount;
}
private function convertBalanceForDate(string $sourceCurrency, string $targetCurrency, int $amount, Carbon $date): int
{
if (strcasecmp($sourceCurrency, $targetCurrency) === 0) {
return $amount;
}
return $this->exchangeRateService->convert(
$sourceCurrency,
$targetCurrency,
$amount,
$date->toDateString(),
);
}
}