whisper-money/app/Console/Commands
Víctor Falcón ab3902af39
fix(budgets): keep labeled expenses out of the catch-all budget (#781)
## Problem

A catch-all budget ("Not budgeted") is supposed to absorb every expense
no other
budget covers. It decided that by looking at the **categories** other
budgets
track — labels were never considered. So for a user whose other budgets
track
spending **by label**, nothing was ever "claimed" and the catch-all
absorbed
everything, double counting it.

Found in production: a user with three label-only budgets (Padel, Yearly
Padel,
Miami Flight) had every labeled expense sitting in their catch-all as
well. Their
current catch-all period read **289,136 / 170,000 (170%, over budget)**
where the
right figure is **75,281 / 170,000 (44%)**. 185 assignment rows are
wrong across
2 users.

## Fix

Precedence is now decided by the budget periods that actually match the
transaction: if any budget already counts it — by category **or** by
label, in a
period covering its date — the catch-all stays out. The historical
backfill
mirrors that rule in SQL, and only treats a category or label as claimed
when the
claiming budget has a period overlapping the range being backfilled.

That last part matters: keying purely on "some budget tracks this label"
would
have dropped expenses whose label budget has no period covering their
date,
leaving them in **no** budget at all (23 rows of one production user,
~2,204 of
spend that would have silently disappeared from their budget view). Both
review
passes flagged it; there are now tests for it on both paths.

## Repairing existing data

```bash
php artisan budgets:reassign-labeled --user=<email> --dry-run
php artisan budgets:reassign-labeled --user=<email>
```

It re-derives every budget assignment of the labeled transactions
currently
sitting in a catch-all budget, with notifications suppressed — these are
historical rows, so a limit email would announce a threshold crossed
weeks ago.
Reassignment (rather than deleting the bad rows) is deliberate: 44 of
the
affected transactions are not in their label budget either, so a plain
delete
would have left them nowhere.

## Known follow-ups (not in this PR)

- **The stale state can reappear.** Catch-all membership now depends on
labels,
but three paths mutate labels without firing `TransactionUpdated`, so
nothing
  reassigns: `AutomationRuleService::applyActions` (`saveQuietly` +
  `syncWithoutDetaching`), its bulk `applyRuleActionsToTransactions`
(`LabelTransaction::insertOrIgnore`), and the `LabelTransaction` MCP
tool. This
is what left the 44 Miami rows out of their budget — the label was
attached ~10
  minutes after the transaction's last save. The web paths are fine.
- Creating a label budget next to an existing catch-all does not release
the
  catch-all's rows, and deleting one does not hand them back.
- The repaired catch-all periods keep their `over_limit_notified` flag
until the
next expense lands in them (the flag reset lives in the notification
path we
  skip). Self-heals on the next assignment.

## Testing

`tests/Feature/CatchAllBudgetTest.php` — 11 tests: label claimed by
another
budget, label no budget tracks (with a *different* label claimed, so
"any claim"
is not enough), claiming budget with no covering period on both the
per-transaction and historical paths, and the repair command end to end
including `Mail::assertNothingSent()`.
2026-08-11 15:45:19 +00:00
..
Concerns fix(encryption): never email or delete users who are still being billed (#656) 2026-07-07 16:04:27 +00:00
AgentDatabaseCommand.php feat(console): add agent:db command for querying local and prod DB (#522) 2026-06-12 18:35:14 +02:00
ApplyRealEstateRevaluationCommand.php fix(real-estate): compound annual revaluation monthly (#337) 2026-04-27 07:35:51 +01:00
BackfillAccountIbans.php refactor: centralize duplicated provider & locale keys into enums (#543) 2026-06-16 13:43:14 +00:00
BackfillSpaces.php feat(spaces): phase 0 — multi-tenant Space foundation (no behaviour change) (#650) 2026-07-09 14:26:07 +02:00
BackfillTransactionDescriptions.php fix(banking): strip the ISO 20022 remittance tag from transaction descriptions (#744) 2026-08-09 18:11:05 +02:00
BackfillUserCurrencyCode.php Add Budgeting Feature to Track and Manage Spending (#36) 2026-01-21 15:25:50 +01:00
CancelFreeEnableBankingConnectionsCommand.php refactor: centralize duplicated provider & locale keys into enums (#543) 2026-06-16 13:43:14 +00:00
CategorizeBackfillCommand.php AI auto-categorization: open to pro + consent, nudge free users (#561) 2026-06-19 14:08:40 +00:00
CheckBankLogosCommand.php Add weekly bank logo audit command (#211) 2026-03-06 11:05:13 +00:00
CrapCommand.php ci: add duplication and complexity quality checks (#765) 2026-08-11 13:29:37 +02:00
DeleteAiConsentCommand.php feat(ai): add command to delete a user's AI consent by email (#729) 2026-07-23 08:35:28 +00:00
DeleteEncryptedDataAccountsCommand.php fix(encryption): never email or delete users who are still being billed (#656) 2026-07-07 16:04:27 +00:00
DeleteManualAccountDataCommand.php feat(commands): delete transactions and balances of a user's non-connected accounts (#728) 2026-07-23 08:26:11 +00:00
DeleteUserCommand.php refactor: centralize duplicated provider & locale keys into enums (#543) 2026-06-16 13:43:14 +00:00
DisconnectBankingConnectionsCommand.php feat(banking): add command to disconnect connections by id (#497) 2026-06-06 11:16:01 +02:00
E2eBankingFixtureCommand.php test(open-banking): e2e coverage for Enable Banking connection flows (#509) 2026-06-09 11:58:50 +02:00
EnsureLaunchCouponsCommand.php refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
FeatureDisableCommand.php Add Budgeting Feature to Track and Manage Spending (#36) 2026-01-21 15:25:50 +01:00
FeatureEnableCommand.php feat(features): support percentage rollouts in feature:enable (#592) 2026-06-25 10:46:30 +00:00
GenerateBudgetPeriods.php fix: Budget period not found on last day of period (#91) 2026-02-01 11:33:10 +01:00
GenerateMonthlyLoanBalances.php feat(accounts): add loan amortization projections for loan accounts (#246) 2026-03-26 15:06:09 +01:00
GenerateStripePromotionCodesCommand.php chore(deps): update composer dependencies to latest (#764) 2026-08-11 11:15:27 +00:00
McpUsageStatsCommand.php feat(mcp): record MCP tool usage and report it with stats:mcp-usage (#760) 2026-08-11 10:27:32 +02:00
NotifyEncryptedDataRemovalCommand.php feat(encryption): report count of users still holding encrypted data (#687) 2026-07-17 09:29:33 +00:00
ReassignLabeledBudgetTransactions.php fix(budgets): keep labeled expenses out of the catch-all budget (#781) 2026-08-11 15:45:19 +00:00
ResendSyncCommand.php feat: Sync new users to Resend contacts (#85) 2026-01-28 21:25:58 +01:00
ResetDemoAccountCommand.php fix(demo): stop demo:reset from colliding on the fake Stripe subscription id (#756) 2026-08-10 12:48:13 +00:00
ResetUserCategories.php Refactor: Optimize category management in CreateDefaultCategories and ResetUserCategories 2025-12-01 15:37:53 +01:00
ReviewIntegrationRequestsCommand.php feat(integration-requests): add done status and fix review command crash on orphaned author (#601) 2026-06-27 14:42:09 +00:00
SendAiCohortReportCommand.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendAiConsentFollowUpEmailsCommand.php feat(email): follow up after post-onboarding AI consent (#596) 2026-06-26 17:56:06 +00:00
SendDailyStatsReportCommand.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendExperimentFunnelReportCommand.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendPaywallFollowUpEmailsCommand.php feat(drip): email users stuck on the paywall a day after onboarding (#562) 2026-06-19 14:11:12 +00:00
SendStuckCohortReportCommand.php feat(stats): add --no-discord to the remaining report commands (#607) 2026-06-29 15:32:31 +02:00
SendSubscriptionCancelledEmailCommand.php Add subscription cancellation email with manual trigger command (#47) 2025-12-30 20:32:44 +01:00
SendSubscriptionFunnelReportCommand.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendTestEmails.php chore(commands): unify command signatures 2025-12-30 07:22:18 +01:00
SendUpdateEmailCommand.php fix: delay emails to avoid reaching daily resend limit 2026-01-09 11:11:38 +01:00
SetBankLogoCommand.php chore(deps): update composer dependencies to latest (#764) 2026-08-11 11:15:27 +00:00
SetupMainUser.php fix(static-analysis): clear phpstan-baseline by fixing all suppressed errors (#183) 2026-03-02 12:22:30 +00:00
StripeSubscriptionStatsCommand.php refactor: extract duplicated money formatter into App\Support\Money (#680) 2026-07-15 09:47:53 +02:00
SuggestRulesCommand.php feat(ai): suggest automation rules during onboarding (#523) 2026-06-13 22:51:15 +02:00
SyncBankingConnections.php refactor: centralize duplicated provider & locale keys into enums (#543) 2026-06-16 13:43:14 +00:00
SyncStripePricesCommand.php refactor: extract duplicated money formatter into App\Support\Money (#680) 2026-07-15 09:47:53 +02:00
TestScheduledDripEmailCommand.php Test mail drip command 2025-12-30 07:22:18 +01:00
VerifyRefundFlowCommand.php feat(subscriptions): trial/pricing A/B/C experiment (#600) 2026-06-27 18:00:15 +02:00