whisper-money/tests/Feature
Víctor Falcón ab3902af39
fix(budgets): keep labeled expenses out of the catch-all budget (#781)
## Problem

A catch-all budget ("Not budgeted") is supposed to absorb every expense
no other
budget covers. It decided that by looking at the **categories** other
budgets
track — labels were never considered. So for a user whose other budgets
track
spending **by label**, nothing was ever "claimed" and the catch-all
absorbed
everything, double counting it.

Found in production: a user with three label-only budgets (Padel, Yearly
Padel,
Miami Flight) had every labeled expense sitting in their catch-all as
well. Their
current catch-all period read **289,136 / 170,000 (170%, over budget)**
where the
right figure is **75,281 / 170,000 (44%)**. 185 assignment rows are
wrong across
2 users.

## Fix

Precedence is now decided by the budget periods that actually match the
transaction: if any budget already counts it — by category **or** by
label, in a
period covering its date — the catch-all stays out. The historical
backfill
mirrors that rule in SQL, and only treats a category or label as claimed
when the
claiming budget has a period overlapping the range being backfilled.

That last part matters: keying purely on "some budget tracks this label"
would
have dropped expenses whose label budget has no period covering their
date,
leaving them in **no** budget at all (23 rows of one production user,
~2,204 of
spend that would have silently disappeared from their budget view). Both
review
passes flagged it; there are now tests for it on both paths.

## Repairing existing data

```bash
php artisan budgets:reassign-labeled --user=<email> --dry-run
php artisan budgets:reassign-labeled --user=<email>
```

It re-derives every budget assignment of the labeled transactions
currently
sitting in a catch-all budget, with notifications suppressed — these are
historical rows, so a limit email would announce a threshold crossed
weeks ago.
Reassignment (rather than deleting the bad rows) is deliberate: 44 of
the
affected transactions are not in their label budget either, so a plain
delete
would have left them nowhere.

## Known follow-ups (not in this PR)

- **The stale state can reappear.** Catch-all membership now depends on
labels,
but three paths mutate labels without firing `TransactionUpdated`, so
nothing
  reassigns: `AutomationRuleService::applyActions` (`saveQuietly` +
  `syncWithoutDetaching`), its bulk `applyRuleActionsToTransactions`
(`LabelTransaction::insertOrIgnore`), and the `LabelTransaction` MCP
tool. This
is what left the 44 Miami rows out of their budget — the label was
attached ~10
  minutes after the transaction's last save. The web paths are fine.
- Creating a label budget next to an existing catch-all does not release
the
  catch-all's rows, and deleting one does not hand them back.
- The repaired catch-all periods keep their `over_limit_notified` flag
until the
next expense lands in them (the flag reset lives in the notification
path we
  skip). Self-heals on the next assignment.

## Testing

`tests/Feature/CatchAllBudgetTest.php` — 11 tests: label claimed by
another
budget, label no budget tracks (with a *different* label claimed, so
"any claim"
is not enough), claiming budget with no covering period on both the
per-transaction and historical paths, and the repair command end to end
including `Mail::assertNothingSent()`.
2026-08-11 15:45:19 +00:00
..
Ai feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
Api feat(transactions): serve import dedup and account ledger from the backend (#631) 2026-07-03 16:49:59 +02:00
Auth fix(auth): make build deterministic when REGISTRATION_ENABLED=false (#720) 2026-07-22 07:04:20 +00:00
Console fix(demo): stop demo:reset from colliding on the fake Stripe subscription id (#756) 2026-08-10 12:48:13 +00:00
Events fix: stop double-dispatching transaction listeners (N+1 insert into jobs) (#620) 2026-07-02 13:26:45 +00:00
Jobs feat(drip): email users stuck on the paywall a day after onboarding (#562) 2026-06-19 14:11:12 +00:00
Listeners feat(budgets): track multiple categories and labels per budget (#466) 2026-06-01 12:32:23 +02:00
Mcp feat(mcp): budget tools — read, create, edit and delete (#779) 2026-08-11 14:28:53 +00:00
Onboarding fix(onboarding): don't trap users on the syncing step when a bank sync fails (#745) 2026-08-09 18:40:49 +02:00
OpenBanking fix(binance): value past days from Binance's own snapshot total (#763) 2026-08-11 11:04:06 +00:00
Services refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
Settings fix(budgets): keep per-transaction email notifications opt-in (#735) 2026-07-25 12:36:13 +02:00
Spaces feat(spaces): phase 0 — multi-tenant Space foundation (no behaviour change) (#650) 2026-07-09 14:26:07 +02:00
Sync refactor: Simplify transaction endpoints architecture (#76) 2026-01-25 16:15:17 +01:00
AccountBalanceControllerTest.php fix(balances): allow saving a zero balance (#664) 2026-07-10 15:02:38 +02:00
AccountControllerTest.php feat(accounts): count shared accounts at the owner's percentage (#750) 2026-08-11 13:26:54 +00:00
AccountImportConfigTest.php feat(import): persist per-account import configuration on the backend (#698) 2026-07-18 16:10:40 +02:00
AccountUserCurrencyServiceTest.php fix(open-banking): stop storing the XXX no-currency placeholder on accounts (#602) 2026-06-27 16:01:21 +00:00
AiConsentSettingsTest.php refactor(ai): remove AiConsentSettings feature flag (#619) 2026-07-01 09:47:55 +02:00
AiConsentTest.php feat(ai): dismissable AI consent banner that stops after the first decision (#617) 2026-07-01 07:26:36 +00:00
AlignAccountsEncryptedFlagMigrationTest.php refactor(encryption): strip client-side transaction encryption (#514) 2026-06-20 16:13:26 +00:00
ApplyRealEstateRevaluationTest.php fix(real-estate): compound annual revaluation monthly (#337) 2026-04-27 07:35:51 +01:00
AuthenticatedLayoutSafeAreaTest.php fix(layout): keep bottom padding while floating nav is visible (#537) 2026-06-15 18:23:26 +02:00
AutomationRuleApplicationTest.php fix(security): scope job-status endpoints to owner + feature-area fixes (#627) 2026-07-03 14:49:32 +02:00
AutomationRuleEvaluationTest.php feat(transactions): add counterparty fields (#440) 2026-05-27 16:20:55 +02:00
AutomationRuleTest.php fix(ai): stop a learned rule title from 500-ing the user's category change (#741) 2026-08-09 15:39:14 +00:00
BackfillAccountIbansCommandTest.php chore: upgrade Laravel 12 to 13 (#242) 2026-03-25 12:56:33 +00:00
BackfillXxxAccountCurrenciesTest.php fix(open-banking): stop storing the XXX no-currency placeholder on accounts (#602) 2026-06-27 16:01:21 +00:00
BalanceLookupTest.php feat: investment benefits — show gains/losses on investment accounts (#140) 2026-02-23 13:59:10 +01:00
BudgetHistoricalAssignmentTest.php feat(budgets): track multiple categories and labels per budget (#466) 2026-06-01 12:32:23 +02:00
BudgetNotificationTest.php feat(budgets): enable email notifications by default and coalesce alerts per transaction (#733) 2026-07-24 15:33:14 +02:00
BudgetPeriodDateTest.php Remove budgets feature flag (#108) 2026-02-12 09:58:01 +01:00
BudgetPeriodServiceTest.php fix(budgets): make period generation idempotent (#533) 2026-06-15 12:44:44 +02:00
BudgetTest.php feat(mcp): budget tools — read, create, edit and delete (#779) 2026-08-11 14:28:53 +00:00
BudgetTransactionServiceTest.php feat: parent/child category tree (#474) 2026-06-03 19:30:12 +02:00
BulkUpdateTransactionsTest.php refactor(transactions): build the bulk selection once in bulkUpdate (#774) 2026-08-11 13:14:19 +00:00
CancelFreeEnableBankingConnectionsCommandTest.php Cancel Enable Banking connections for free users (#289) 2026-04-15 16:23:03 +02:00
CashflowAnalyticsTest.php fix(cashflow): bound trend window to prevent request timeout (#534) 2026-06-15 12:47:27 +02:00
CashflowPageTest.php refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
CatchAllBudgetTest.php fix(budgets): keep labeled expenses out of the catch-all budget (#781) 2026-08-11 15:45:19 +00:00
CategoryMonthlyBreakdownTest.php feat(analysis): per-category 12-month spending drawer (#519) 2026-06-11 09:52:53 +02:00
CrapCommandTest.php ci: add duplication and complexity quality checks (#765) 2026-08-11 13:29:37 +02:00
CurrencyConversionServiceTest.php fix(currency): make rate fetching resilient to slow CDN (#502) 2026-06-08 09:10:38 +02:00
DashboardAnalyticsTest.php fix(accounts): show credit cards as positive and exclude them from net worth (#673) 2026-07-13 07:27:52 +00:00
DashboardTest.php fix(auth): make build deterministic when REGISTRATION_ENABLED=false (#720) 2026-07-22 07:04:20 +00:00
DecryptTransactionsTest.php refactor(encryption): strip client-side transaction encryption (#514) 2026-06-20 16:13:26 +00:00
DeleteUserCommandTest.php Support soft-deleted users with reusable emails (#316) 2026-04-22 11:41:41 +01:00
DemoAccountRestrictionsTest.php fix(demo): stop demo:reset from colliding on the fake Stripe subscription id (#756) 2026-08-10 12:48:13 +00:00
DisconnectBankingConnectionsCommandTest.php feat(banking): add command to disconnect connections by id (#497) 2026-06-06 11:16:01 +02:00
DiscordReportEmbedLimitsTest.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
DiscordWebhookTest.php feat: add Discord admin feed for daily stats and Stripe events (#458) 2026-05-30 18:14:46 +02:00
EncryptionTest.php refactor(encryption): strip client-side transaction encryption (#514) 2026-06-20 16:13:26 +00:00
ExampleTest.php Install Pest 2025-11-07 12:01:58 +00:00
ExchangeRateServiceTest.php Fix PHP-LARAVEL-1V exchange rate cache race (#383) 2026-05-12 12:45:45 +02:00
GenerateStripePromotionCodesCommandTest.php chore(deps): update composer dependencies to latest (#764) 2026-08-11 11:15:27 +00:00
IdorVulnerabilityTest.php refactor: Simplify transaction endpoints architecture (#76) 2026-01-25 16:15:17 +01:00
ImportDataTest.php fix: Apply automation rule labels on transaction creation and import (#79) 2026-01-27 11:11:29 +01:00
InertiaSharedDataTest.php feat(mcp): read-only MCP server for Pro accounts (#689) 2026-07-17 16:54:15 +02:00
IntegrationRequestTest.php feat(integration-requests): add done status and fix review command crash on orphaned author (#601) 2026-06-27 14:42:09 +00:00
LabelTest.php refactor(api): standardize serialization via model $hidden (#492) 2026-06-05 13:57:34 +02:00
LoanTest.php refactor(accounts): split store/update in the account controller (#776) 2026-08-11 13:58:47 +00:00
LocalizationTest.php feat(currencies): add the Danish Krone (DKK) (#754) 2026-08-10 12:08:56 +02:00
LoggingConfigTest.php fix(logging): keep laravel.log writable across container UIDs (#451) 2026-05-29 15:10:50 +02:00
MailSenderTest.php refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
NewTransactionsMarkerTest.php feat(transactions): make new-transaction marker cross-device (#611) 2026-06-29 19:11:37 +02:00
OpenAiAppsChallengeTest.php feat(mcp): serve the ChatGPT app directory domain challenge (#749) 2026-08-10 07:46:49 +00:00
PersistUpsellSourceFromStripeTest.php feat: reuse the upgrade modal at more upsell points and attribute revenue (#699) 2026-07-18 12:53:20 +00:00
PlaintextTransactionsTest.php Remove plaintext-transactions feature flag & E2E references (#116) 2026-02-13 11:10:21 +01:00
PlanFeatureTest.php feat(ai): suggest automation rules during onboarding (#523) 2026-06-13 22:51:15 +02:00
PopoverSafeAreaTest.php fix: keep iOS popovers below the notch (#282) 2026-04-13 15:19:56 +01:00
PostStripeEventToDiscordTest.php fix(discord): show old → new plan on plan change notification (#637) 2026-07-04 15:49:09 +00:00
PurgeResidualEncryptionArtifactsJobTest.php chore: harden Inertia boundary, CI type-check, and test isolation (#640) 2026-07-04 18:57:58 +00:00
PwaTest.php Harden browser storage and PostHog recording (#402) 2026-05-14 15:57:48 +02:00
QueueConfigTest.php fix(queue): raise retry_after above the longest job timeout (PHP-LARAVEL-2D) (#645) 2026-07-05 09:31:23 +00:00
ReEvaluateTransactionRulesTest.php fix(security): scope job-status endpoints to owner + feature-area fixes (#627) 2026-07-03 14:49:32 +02:00
RealEstateAvailabilityTest.php refactor(real-estate): remove Pennant gating (#308) 2026-04-20 13:31:49 +01:00
RealEstateTest.php fix(balances): stop historical-balance generator OOM on ancient purchase/loan dates (PHP-LARAVEL-49) (#661) 2026-07-08 21:34:43 +00:00
ResendSyncCommandTest.php feat: Sync new users to Resend contacts (#85) 2026-01-28 21:25:58 +01:00
RoadmapTest.php feat(roadmap): add a public roadmap page mirrored from UserJot (#778) 2026-08-11 14:14:59 +00:00
RouteNotificationForMailTest.php refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
RuleEngineParityTest.php refactor: consolidate duplicated financial calculations (#643) 2026-07-04 22:26:44 +02:00
SavedFilterTest.php feat(transactions): add a monthly trend view to the analysis drawer (#736) 2026-07-26 17:03:52 +02:00
SelfServeRefundTest.php fix(demo): stop demo:reset from colliding on the fake Stripe subscription id (#756) 2026-08-10 12:48:13 +00:00
SendAiCohortReportCommandTest.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendAiConsentFollowUpEmailsCommandTest.php test(drip): deflake AI consent onboarding-grace boundary test (#625) 2026-07-03 07:06:20 +00:00
SendDailyStatsReportCommandTest.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendExperimentFunnelReportCommandTest.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SendStuckCohortReportCommandTest.php feat(stats): add --no-discord to the remaining report commands (#607) 2026-06-29 15:32:31 +02:00
SendSubscriptionFunnelReportCommandTest.php feat(stats): post the Discord stats reports in Spanish, opened by an AI summary (#752) 2026-08-10 10:13:40 +02:00
SentryConfigTest.php ci: remove production deploy job (#574) 2026-06-20 18:17:14 +00:00
SentryUserMiddlewareTest.php Add Sentry user context (#348) 2026-05-04 13:26:50 +01:00
SetLocaleTest.php feat(i18n): add French translation support (#532) 2026-06-15 19:15:43 +02:00
SharedAccountOwnershipTest.php feat(accounts): count shared accounts at the owner's percentage (#750) 2026-08-11 13:26:54 +00:00
SitemapTest.php User Onboarding Flow (#23) 2025-12-12 13:06:08 +01:00
StrayHttpRequestGuardTest.php chore: harden Inertia boundary, CI type-check, and test isolation (#640) 2026-07-04 18:57:58 +00:00
StripeSubscriptionStatsCommandTest.php feat: add Discord admin feed for daily stats and Stripe events (#458) 2026-05-30 18:14:46 +02:00
SubscriptionExperimentTest.php chore(deps): update composer dependencies to latest (#764) 2026-08-11 11:15:27 +00:00
SubscriptionTest.php refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
SuggestionPersistenceTest.php feat(ai): suggest automation rules during onboarding (#523) 2026-06-13 22:51:15 +02:00
SyncBankingConnectionsCommandTest.php chore: Remove account-mapping feature flag (#252) 2026-04-01 12:09:22 +02:00
SyncStripePricesCommandTest.php fix(pricing): update final release prices (#288) 2026-04-15 14:49:02 +01:00
TrackLastActiveAtTest.php feat(users): track last login and last active timestamps (#516) 2026-06-10 11:01:30 +02:00
TransactionAnalysisTest.php feat(transactions): add a monthly trend view to the analysis drawer (#736) 2026-07-26 17:03:52 +02:00
TransactionFilterTest.php fix(transactions): prevent crash when sorting by nullable column (#501) 2026-06-06 17:23:21 +02:00
TransactionSideClassificationTest.php refactor: consolidate duplicated financial calculations (#643) 2026-07-04 22:26:44 +02:00
TransactionTest.php refactor: remove HIDE_AUTH_BUTTONS launch gate and waitlist apparatus (#717) 2026-07-22 08:51:48 +02:00
WelcomeBanksOrderingTest.php feat(open-banking): remove feature flag gating (#297) 2026-04-17 10:20:05 +02:00